An official website of the United States government
Here is how you know
The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information,
make sure you're on a federal government site.
The site is secure.
https:// ensures that you are connecting to the official website and that any
information you provide is encrypted and transmitted securely.
Coordinating the two sources of retirement income tends to lower employer costs for private pension plans, and results in private pensions which replace a larger percentage of preretirement earnings for higher paid workers.