Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.


The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

July 1987

Employer-sponsored long-term disability insurance

Diane Hill

Long-term disability insurance provides income for disabled workers until retirement or a specified age; however, payments usually are offset by Social Security and other sources of disability income.

Download PDF »