![U.S. flag](https://www.dol.gov/themes/opa_theme/img/flag-favicon-57.png)
An official website of the United States government
According to data from the Survey of Income and Program Participation (SIPP), most recipients of lump-sum pension distributions roll over at least part of their lump sums; those who spend theirs typically do so to pay off debts, purchase other items, and cover everyday expenses
Download PDF »