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March 2006

Projected pension income: equality or disparity for the baby-boom cohort?

James H. Moore, Jr.

This article presents data from the Modeling Income in the Near Term (MINT 3) system to address the question of what is in store for the baby-boom cohort once it reaches age 62. The primary objective is to examine disparities in projected pension eligibility and income among the various baby-boom subgenerations upon reaching 62 years. Over time, both eligibility for pensions and income from employer-sponsored pension plans will increase for baby boomers. Eligibility rates and benefit amounts are projected to be greater for late boomers overall and, within the late-boomer category, men, whites, and the more educated.

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