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Average employee medical premium $6,797 for family coverage in 2020

October 02, 2020

Ninety-four percent of all civilian workers who participated in their employers’ medical plans in March 2020 had to contribute part of the premium for family coverage. Annual employee contributions averaged $6,797. In March 2010, 88 percent of employees had to contribute for family coverage, and annual employee contributions averaged $4,524.

Average annual employee medical premiums for civilian workers required to contribute to employer plans, March 2010 to March 2020
Year Single coverage Family coverage

2010

$1,159 $4,524

2011

1,229 4,834

2012

1,277 5,129

2013

1,332 5,311

2014

1,359 5,388

2015

1,429 5,663

2016

1,483 6,045

2017

1,566 6,402

2018

1,590 6,598

2019

1,621 6,764

2020

1,665 6,797

Employers paid 67 percent of medical premiums for family coverage plans in March 2020, with an average annual contribution of $13,717.

These data are from the National Compensation Survey — Benefits program. For more estimates on medical premiums, see “Employee Benefits in the United States — March 2020” and Medical care premiums in the United States. Premium contributions are published in monthly amounts and were multiplied to produce the annual estimates.

SUGGESTED CITATION

Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Average employee medical premium $6,797 for family coverage in 2020 at https://www.bls.gov/opub/ted/2020/average-employee-medical-premium-6797-dollars-for-family-coverage-in-2020.htm (visited April 11, 2021).

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