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Health care benefits take-up rate was 77 percent for private industry workers in March 2021
September 30, 2021
Health care benefits were available to 71 percent of private industry workers in March 2021, and 54 percent of workers participated in the benefit, resulting in a 77-percent take-up rate. The take-up rate is the percentage of workers with access to an employer-sponsored benefit who choose to participate in the benefit. Take-up rates varied among different industries. For example, the take-up rate in utilities was 90 percent, while leisure and hospitality was 45 percent in March 2021.
Take-up rate for private industry workers with access to and participating in health care benefits, for select industries, 2011 to 2021
Year
All workers
Construction
Manufacturing
Wholesale trade
Retail trade
Transportation and warehousing
Utilities
Information
2011
79%
79%
87%
83%
71%
82%
94%
80%
2012
79
77
86
82
70
82
93
82
2013
79
78
85
83
74
83
93
80
2014
79
79
85
83
72
83
93
82
2015
79
80
84
81
70
80
91
86
2016
80
81
86
82
70
83
95
89
2017
80
82
87
83
69
80
91
86
2018
79
84
87
82
64
82
88
88
2019
79
82
85
83
65
83
93
88
2020
78
78
84
82
66
81
91
87
2021
77
77
85
80
65
80
90
87
Take-up rate for private industry workers with access to and participating in health care benefits, for select industries, 2011 to 2021 (continued)
Year
Financial activities
Professional and business services
Educational services
Health care and social assistance
Leisure and hospitality
Other services
2011
84%
83%
79%
77%
63%
75%
2012
84
82
81
76
62
76
2013
83
81
80
77
58
79
2014
84
81
83
75
60
78
2015
85
82
83
77
61
75
2016
85
81
84
79
59
80
2017
84
80
84
78
66
78
2018
84
78
85
80
67
80
2019
85
80
82
79
64
80
2020
84
79
78
77
58
78
2021
84
82
77
71
45
80
For medical care premiums, employers paid 78 percent of medical care premiums for single coverage plans and 66 percent for family coverage plans in March 2021. The average flat monthly premium paid by employers was $475.69 for single coverage and $1,174.00 for family coverage during this period.
Average monthly medical care premiums paid by employers, by type of coverage, for select industries, in private industry, 2021
Industry
Single coverage
Percent paid by employer
Percent paid by employee
Family coverage
Percent paid by employer
Percent paid by employee
Utilities
$585.80
84%
16%
$1585.24
79%
21%
Educational services
541.31
81
19
1216.22
65
35
Other services
517.78
80
20
1174.03
61
39
Health care and social assistance
497.15
80
20
1116.51
63
37
Transportation and warehousing
496.23
78
22
1282.39
70
30
Financial activities
490.41
79
21
1276.25
70
30
Information
486.20
81
19
1285.96
73
27
All workers
475.69
78
22
1174.00
66
34
Leisure and hospitality
474.85
78
22
1073.96
58
42
Manufacturing
469.76
79
21
1278.52
73
27
Professional and business services
462.62
76
24
1148.71
64
36
Construction
451.29
76
24
1081.64
65
35
Wholesale trade
444.25
77
23
1083.32
65
35
Retail trade
434.64
73
27
1031.04
62
38
Employers in the utilities industry paid 84 percent of medical care premiums for single coverage plans and 79 percent for family coverage plans. The average flat monthly premium paid by employers was $585.80 for single coverage and $1,585.24 for family coverage in this industry.
United States Department of Labor
