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August 1995

Health insurance coverage for families with children

Geoffrey D. Paulin, Elizabeth Dietz

Findings from the Consumer Expenditure Survey show that families without health insurance are less likely to receive some kinds of care than families who are at least partially insured, even when income and other characteristics are held constant. This article identifies families with children that have full health insurance coverage, partial coverage, and no coverage. It examines the demographic characteristics of each insurance group, types of policies held, health care expenditure patterns of each group, and the relationship between the family's demographics and the probability of being in a particular "coverage group."

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