U.S. flag

An official website of the United States government

Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Consumer Expenditure Surveys
Bureau of Labor Statistics > Consumer Expenditure Survey > Methods

Section 3, Part E - Owned Living Quarters and Other Owned Real Estate - Mortgage/Home Equity Loan Screening Questions

Section 3, Part E is used to determine what types of loans the consumer unit has for their property.

Now I am going to ask about mortgages for your property. Excluding home equity loans, do/does you or your CU currently have a mortgage on your property?

  1. Yes
  2. No

How many mortgages have/has you or your CU had on this property since the first of the reference month? [enter value] _____________

Have/has you or your CU had a mortgage on this property since the first of the reference month?

  1. Yes
  2. No

How many mortgages have/has you or your CU had on this property since the first of the reference month? [enter value] _____________

Since the first of the reference month, in addition to your or your CU's share of the cooperative’s total costs, did you or your CU make payments on a mortgage that was obtained from an outside lender for your or your CU's shares in the cooperative?

  1. Yes
  2. No

How many mortgages have/has you or your CU had on this property since the first of the reference month? [enter value] _____________

Do/Does you or your CU have a home equity loan or any other loan which gives the lender claim on this property in case the loan is not repaid?

  1. Yes
  2. No

There are two basic types of home equity loans. I’ll describe both types.

  • A loan where you or your CU received the entire lump-sum borrowed when you or your CU took out the loan; or
  • A line of credit loan where you or your CU can increase the amount borrowed by simply writing a check or using a special credit card.

Have/has you or your CU had a lump sum home equity loan on this property since the first of the reference month?

  1. Yes
  2. No

How many? [enter value] _____________

Have/has you or your CU had a line of credit home equity loan on this property since the first of the reference month?

  1. Yes
  2. No

How many? [enter value] _____________

End of Section 3E

Go to Section 3 Part F - Owned Living Quarters and Other Owned Real Estate - Mortgages/Lump Sum Home Equity Loans »

Go to Section 3 Part H - Owned Living Quarters and Other Owned Real Estate - Line of Credit Home Equity Loan »

Go to Section 3 Part I - Owned Living Quarters and Other Owned Real Estate - Ownership Costs »

Go to CE CAPI Survey Instrument Home Page »

 

Last Modified Date: September 4, 2008