Section 20B - EXPENSE PATTERNS FOR SELECTED SERVICES AND GOODS

COIN OPERATED LAUNDRY OR DRY CLEANING MACHINES
clothing     quilts     linens
coats     rugs     drapes
LAUNDRY OR DRY CLEANING SERVICES
clothing     quilts     linens
coats     rugs     drapes

CIGARETTES

OTHER TOBACCO PRODUCTS
cigars     pipe tobacco     chewing tobacco
HAIRCUTTING, STYLING, MANICURES, MASSAGES AND OTHER SALON SERVICES
hair coloring     pedicures     facials
waxing     tanning salons

SAFE DEPOSIT BOX LOCATED IN A BANK OR SIMILAR FINANCIAL INSTITUTION

CHARGES OR FEES FOR PERSONAL FINANCIAL SERVICES SUCH AS ATM FEES OR ACCOUNT SERVICE CHARGES FROM FINANCIAL INSTITUTIONS SUCH AS BANKS, CREDIT UNIONS, AND FINANCE COMPANIES
ATM fees     regular service charges     check order fee
certified check fee     money order fee     online banking and bill payment fee
check cashing fee     below minimum balance fee     POS Transaction fees
monthly maintenance fee/service charge     teller transaction fee     traveler's check fee
cashier's/bank check fee     insufficient funds/returned check fee     returned deposit fee
CD early withdrawal penalty     replacement ATM/Debit card fee     loan origination/application fee
wire transfer fee     stop payment fee     check or statement copy fee
negative balance fee     currency exchange fee
  fees for personal loans, excluding those for real estate management fee for trust, custodial or escrow accounts

TAXI OR LIMOUSINE SERVICE

MASS TRANSPORTATION SERVICES SUCH AS A BUS, SUBWAY, MINI-BUS OR TRAIN

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Last Modified Date: September 19, 2008