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Consumer Expenditure Surveys
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Section 3, Part E - Owned Living Quarters and Other Owned Real Estate - Mortgage/Home Equity Loan Screening Questions

Section 3, Part E is used to determine what types of loans the household has for their property.

Now I am going to ask about mortgages for your property. Excluding home equity loans, do/does you or your household currently have a mortgage on your property?

  1. Yes
  2. No

How many mortgages have/has you or your household had on this property since the first of the reference month? [enter value] _____________

Have/has you or your household had a mortgage on this property since the first of the reference month?

  1. Yes
  2. No

How many mortgages have/has you or your household had on this property since the first of the reference month? [enter value] _____________

Since the first of the reference month, in addition to your or your household's share of the cooperative's total costs, did you or your household make payments on a mortgage that was obtained from an outside lender for your or your household's shares in the cooperative?

  1. Yes
  2. No

How many mortgages have/has you or your household had on this property since the first of the reference month? [enter value] _____________

Do/Does you or your household have a home equity loan or any other loan which gives the lender claim on this property in case the loan is not repaid?

  1. Yes
  2. No

There are two basic types of home equity loans. I'll describe both types.

  • A loan where you or your household received the entire lump-sum borrowed when you or your household took out the loan; or
  • A home equity line of credit where you or your household can increase the amount borrowed by simply writing a check or using a special credit card.

Have/has you or your household had a lump sum home equity loan on this property since the first of the reference month?

  1. Yes
  2. No

How many? [enter value] _____________

Have/has you or your household had a home equity line of credit on this property since the first of the reference month?

  1. Yes
  2. No

How many? [enter value] _____________

End of Section 3E

Go to Section 3 Part F - Owned Living Quarters and Other Owned Real Estate - Mortgages/Lump Sum Home Equity Loans »

Go to Section 3 Part H - Owned Living Quarters and Other Owned Real Estate - Line of Credit Home Equity Loan »

Go to Section 3 Part I - Owned Living Quarters and Other Owned Real Estate - Ownership Costs »

Go to CE CAPI Survey Instrument Home Page »

 

Last Modified Date: April 7,2016