Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$7.18

0.4

$17.46

0.4

$6.58

$5.05

Worker characteristics

            

Management, professional, and related

9.70

0.6

25.57

0.6

9.26

5.46

    Management, business, and financial

13.11

0.8

49.34

0.8

13.38

7.31

    Professional and related

11.13

0.7

27.70

0.7

10.67

6.88

        Teachers

17.85

1.0

28.19

1.0

17.75

12.40

            Primary, secondary, and special education
             school teachers

20.97

1.3

30.96

1.3

21.01

14.67

        Registered nurses

26.17

1.2

56.83

1.2

26.87

14.82

Service

22.36

1.4

56.63

1.4

18.12

24.60

    Protective service

21.89

1.4

52.00

1.4

22.87

44.30

Sales and office

8.48

0.6

33.86

0.6

8.12

6.30

    Sales and related

14.46

0.8

94.27

0.8

12.90

12.99

    Office and administrative support

9.84

0.7

34.68

0.7

10.31

6.87

Natural resources, construction, and maintenance

16.08

1.4

43.02

1.4

16.35

10.56

    Construction, extraction, farming, fishing, and
     forestry

26.93

2.3

36.78

2.3

33.46

17.42

    Installation, maintenance, and repair

21.99

1.7

90.15

1.7

18.99

11.30

Production, transportation, and material moving

11.20

0.9

24.06

0.9

12.10

8.40

    Production

15.06

1.0

32.86

1.0

15.78

10.00

    Transportation and material moving

18.51

1.5

28.99

1.5

20.82

14.23

Full time

7.13

0.5

17.16

0.5

6.63

5.24

Part time

21.26

1.3

55.02

1.3

22.71

20.02

Union

12.67

1.2

22.77

1.2

11.59

7.82

Nonunion

7.11

0.4

27.37

0.4

7.05

5.93

Average wage within the following categories:2

            

    Lowest 25 percent

14.18

0.8

105.22

0.8

11.88

25.77

        Lowest 10 percent

24.10

1.8

134.50

1.8

19.65

57.38

    Second 25 percent

10.29

0.6

26.35

0.6

10.35

6.36

    Third 25 percent

10.94

0.8

21.48

0.8

9.79

5.28

    Highest 25 percent

8.19

0.6

24.51

0.6

7.28

4.96

        Highest 10 percent

13.12

0.9

33.46

0.9

10.87

6.87

Establishment characteristics

            

Goods-producing industries

10.18

1.0

26.35

1.0

11.09

7.85

Service-providing industries

8.55

0.5

21.43

0.5

7.52

5.82

    Education and health services

13.17

0.6

28.71

0.6

13.14

8.69

        Educational services

13.45

0.7

25.06

0.7

13.68

10.20

            Elementary and secondary schools

17.15

1.0

27.13

1.0

16.79

11.29

            Junior colleges, colleges, and universities

26.19

0.6

53.15

0.6

26.63

21.19

        Healthcare and social assistance

20.13

1.1

54.20

1.1

20.11

12.69

            Hospitals

16.89

0.9

45.33

0.9

17.41

11.11

    Public administration

17.93

0.8

29.59

0.8

19.37

10.81

1 to 99 workers

12.05

0.8

35.69

0.8

10.21

7.38

    1 to 49 workers

12.38

1.0

36.79

1.0

11.37

9.28

    50 to 99 workers

21.47

1.1

80.44

1.1

20.09

10.47

100 workers or more

7.01

0.4

15.19

0.4

7.12

6.84

    100 to 499 workers

11.00

0.6

37.37

0.6

11.56

12.33

    500 workers or more

7.62

0.7

12.27

0.7

8.02

6.32

Geographic areas

            

New England

14.80

0.8

85.95

0.8

18.51

11.54

Middle Atlantic

23.95

1.9

27.97

1.9

22.45

5.68

East North Central

17.52

1.3

32.30

1.3

15.38

7.02

West North Central

24.85

1.3

28.46

1.3

26.84

17.64

South Atlantic

11.73

0.6

88.72

0.6

11.92

13.64

East South Central

27.96

1.2

99.54

1.2

28.86

26.02

West South Central

21.50

0.8

134.46

0.8

17.69

24.15

Mountain

23.68

2.0

108.13

2.0

20.74

19.80

Pacific

16.61

1.2

31.71

1.2

17.00

10.11

1Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.


NOTE: For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.