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Standard Errors
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Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry | |||||||||||||||||||||||
Characteristics |
With |
Maximum monthly benefit amount1 |
With no |
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10th |
25th |
50th |
75th |
90th |
|||||||||||||||||||
All workers |
1.0 |
$625.99 |
$0.00 |
$384.76 |
$1,300.81 |
$1,613.21 |
1.0 |
||||||||||||||||
Worker characteristics |
|||||||||||||||||||||||
Management, professional, and related |
1.3 |
934.39 |
868.09 |
1,184.66 |
709.40 |
3,024.83 |
1.3 |
||||||||||||||||
Management, business, and financial |
1.7 |
78.10 |
0.00 |
0.00 |
1,260.78 |
581.91 |
1.7 |
||||||||||||||||
Professional and related |
1.6 |
688.93 |
523.93 |
919.99 |
1,596.44 |
1,393.09 |
1.6 |
||||||||||||||||
Service |
3.7 |
692.10 |
0.00 |
1,198.95 |
0.00 |
1,212.48 |
3.7 |
||||||||||||||||
Sales and office |
1.2 |
168.23 |
0.00 |
1,429.27 |
407.71 |
130.12 |
1.2 |
||||||||||||||||
Sales and related |
1.5 |
– |
0.00 |
1,503.06 |
1,294.31 |
833.17 |
1.5 |
||||||||||||||||
Office and administrative support |
1.4 |
175.35 |
0.00 |
1,621.46 |
622.12 |
0.00 |
1.4 |
||||||||||||||||
Natural resources, construction, and maintenance |
2.7 |
142.54 |
634.69 |
1,511.99 |
0.00 |
234.31 |
2.7 |
||||||||||||||||
Construction, extraction, farming, fishing, and |
3.1 |
259.41 |
– |
0.00 |
– |
3,628.78 |
3.1 |
||||||||||||||||
Installation, maintenance, and repair |
3.5 |
– |
264.63 |
1,740.97 |
0.00 |
0.00 |
3.5 |
||||||||||||||||
Production, transportation, and material moving |
2.2 |
554.70 |
0.00 |
994.08 |
0.00 |
312.41 |
2.2 |
||||||||||||||||
Production |
2.8 |
397.46 |
0.00 |
1,099.00 |
78.10 |
0.00 |
2.8 |
||||||||||||||||
Transportation and material moving |
3.3 |
– |
0.00 |
610.00 |
0.00 |
4,397.82 |
3.3 |
||||||||||||||||
Full time |
1.0 |
617.11 |
0.00 |
479.95 |
1,272.78 |
1,256.60 |
1.0 |
||||||||||||||||
Union |
4.2 |
608.62 |
36.89 |
741.93 |
0.00 |
537.67 |
4.2 |
||||||||||||||||
Nonunion |
1.0 |
696.71 |
0.00 |
928.28 |
1,307.68 |
1,482.01 |
1.0 |
||||||||||||||||
Average wage within the following categories:2 |
|||||||||||||||||||||||
Lowest 25 percent |
3.2 |
507.47 |
0.00 |
854.00 |
0.00 |
2,331.33 |
3.2 |
||||||||||||||||
Second 25 percent |
1.8 |
126.90 |
0.00 |
324.29 |
0.00 |
0.00 |
1.8 |
||||||||||||||||
Third 25 percent |
1.3 |
483.89 |
0.00 |
656.60 |
0.00 |
156.20 |
1.3 |
||||||||||||||||
Highest 25 percent |
1.2 |
25.93 |
1,186.16 |
0.00 |
1,106.34 |
3,295.17 |
1.2 |
||||||||||||||||
Highest 10 percent |
1.5 |
1,042.65 |
104.19 |
0.00 |
156.20 |
0.00 |
1.5 |
||||||||||||||||
Establishment characteristics |
|||||||||||||||||||||||
Goods-producing industries |
2.0 |
88.88 |
0.00 |
705.09 |
1,386.94 |
0.00 |
2.0 |
||||||||||||||||
Construction |
1.5 |
967.12 |
0.00 |
563.21 |
987.93 |
0.00 |
1.5 |
||||||||||||||||
Manufacturing |
2.4 |
93.75 |
0.00 |
610.00 |
1,344.40 |
0.00 |
2.4 |
||||||||||||||||
Service-providing industries |
1.1 |
0.00 |
0.00 |
890.57 |
1,467.36 |
2,365.92 |
1.1 |
||||||||||||||||
Trade, transportation, and utilities |
2.1 |
245.99 |
0.00 |
772.42 |
0.00 |
0.00 |
2.1 |
||||||||||||||||
Wholesale trade |
2.9 |
– |
0.00 |
749.60 |
0.00 |
0.00 |
2.9 |
||||||||||||||||
Retail trade |
3.0 |
– |
– |
535.64 |
1,478.10 |
1,787.85 |
3.0 |
||||||||||||||||
Transportation and warehousing |
4.2 |
– |
0.00 |
1,935.30 |
– |
0.00 |
4.2 |
||||||||||||||||
Utilities |
6.9 |
0.00 |
1,002.77 |
1,548.32 |
0.00 |
4,063.18 |
6.9 |
||||||||||||||||
Information |
3.1 |
0.00 |
349.28 |
1,189.90 |
3,143.56 |
– |
3.1 |
||||||||||||||||
Financial activities |
1.2 |
259.13 |
1,228.72 |
32.49 |
1,326.48 |
3,823.04 |
1.2 |
||||||||||||||||
Finance and insurance |
1.2 |
374.69 |
1,077.98 |
968.14 |
956.17 |
4,016.02 |
1.2 |
||||||||||||||||
Credit intermediation and related activities |
1.5 |
398.25 |
1,384.53 |
1,816.56 |
0.00 |
0.00 |
1.5 |
||||||||||||||||
Insurance carriers and related activities |
2.4 |
874.11 |
– |
1,340.97 |
0.00 |
920.52 |
2.4 |
||||||||||||||||
Professional and business services |
3.0 |
0.00 |
156.20 |
156.20 |
1,288.10 |
3,105.33 |
3.0 |
||||||||||||||||
Professional and technical services |
2.4 |
0.00 |
865.59 |
910.82 |
1,698.72 |
– |
2.4 |
||||||||||||||||
Education and health services |
1.7 |
– |
0.00 |
873.35 |
0.00 |
322.02 |
1.7 |
||||||||||||||||
Educational services |
2.4 |
213.30 |
0.00 |
539.08 |
0.00 |
1,874.46 |
2.4 |
||||||||||||||||
Junior colleges, colleges, and universities |
1.9 |
797.64 |
0.00 |
0.00 |
0.00 |
0.00 |
1.9 |
||||||||||||||||
Healthcare and social assistance |
2.1 |
890.87 |
0.00 |
1,168.64 |
0.00 |
312.41 |
2.1 |
||||||||||||||||
Leisure and hospitality: |
10.9 |
– |
1,366.67 |
2,326.19 |
0.00 |
– |
10.9 |
||||||||||||||||
1 to 99 workers |
1.5 |
788.81 |
0.00 |
591.05 |
0.00 |
0.00 |
1.5 |
||||||||||||||||
1 to 49 workers |
1.8 |
– |
0.00 |
414.00 |
0.00 |
0.00 |
1.8 |
||||||||||||||||
50 to 99 workers |
2.2 |
913.15 |
0.00 |
649.75 |
0.00 |
1,253.07 |
2.2 |
||||||||||||||||
100 workers or more |
1.2 |
696.81 |
0.00 |
1,345.40 |
623.60 |
3,313.65 |
1.2 |
||||||||||||||||
100 to 499 workers |
1.4 |
825.64 |
0.00 |
119.98 |
0.00 |
390.51 |
1.4 |
||||||||||||||||
500 workers or more |
1.9 |
349.03 |
156.20 |
0.00 |
0.00 |
0.00 |
1.9 |
||||||||||||||||
Geographic areas |
|||||||||||||||||||||||
New England |
1.7 |
788.26 |
0.00 |
0.00 |
0.00 |
0.00 |
1.7 |
||||||||||||||||
Middle Atlantic |
3.5 |
468.61 |
0.00 |
697.79 |
2,308.57 |
1,565.86 |
3.5 |
||||||||||||||||
East North Central |
2.4 |
501.37 |
0.00 |
1,253.90 |
156.20 |
349.28 |
2.4 |
||||||||||||||||
West North Central |
3.8 |
550.25 |
0.00 |
0.00 |
826.56 |
2,216.76 |
3.8 |
||||||||||||||||
South Atlantic |
2.1 |
803.71 |
413.86 |
1,348.84 |
1,732.66 |
376.44 |
2.1 |
||||||||||||||||
West South Central |
1.3 |
1,078.50 |
0.00 |
1,895.72 |
1,575.86 |
0.00 |
1.3 |
||||||||||||||||
Pacific |
1.6 |
520.06 |
1,137.19 |
0.00 |
3,032.05 |
2,040.30 |
1.6 |
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