Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, civilian workers,1 March
2017
(All workers with short-term disability coverage = 100 percent)
Characteristics Non-
commercially
insured2
Commercially
insured
Legally
required
Other
All workers
44
40
15
1
Worker characteristics
       
Management, professional, and related
48
39
12
1
    Management, business, and financial
51
38
11
[3]
    Professional and related
47
40
12
1
        Teachers
49
35
14
3
            Primary, secondary, and special education
             school teachers
49
39
10
2
        Registered nurses
46
43
Service
29
41
30
1
    Protective service
35
45
Sales and office
47
36
    Sales and related
50
33
16
    Office and administrative support
45
37
16
1
Natural resources, construction, and maintenance
37
15
    Installation, maintenance, and repair
44
43
Production, transportation, and material moving
44
45
    Transportation and material moving
39
45
Full time
46
41
Part time
27
28
44
1
Union
35
44
Nonunion
46
39
15
[3]
Average wage within the following categories:4
       
    Lowest 25 percent
33
36
        Lowest 10 percent
29
41
    Second 25 percent
41
43
15
1
    Third 25 percent
45
43
    Highest 25 percent
50
37
        Highest 10 percent
52
37
Establishment characteristics
       
Service-providing industries
44
39
17
1
    Education and health services
36
48
        Educational services
46
35
14
4
            Elementary and secondary schools
41
39
13
6
            Junior colleges, colleges, and universities
58
26
            Hospitals
47
42
11
    Public administration
36
46
13
5
1 to 99 workers
33
41
    1 to 49 workers
35
37
    50 to 99 workers
31
50
19
1
100 workers or more
50
39
    100 to 499 workers
47
43
10
1
    500 workers or more
54
35
10
1
Geographic areas
       
Northeast
29
46
    Middle Atlantic
25
54
South
54
45
[3]
    South Atlantic
54
46
[3]
    East South Central
54
46
    West South Central
55
44
West
42
47
    Mountain
39
60
1
    Pacific
44
40
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Employer assumes all risks and expenses of providing the benefit.
3Less than 0.5.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2017.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.