Student loan repayment was available to 7 percent of civilian workers in March 2025

Access to student loan repayment was available to 7 percent of civilian workers in 2025. When workers were classified by wage category, just 4 percent of those in the lowest 25 percent of earnings had student loan repayment benefits available. Six percent of workers in the second 25 percent of wage earners had access to student loan repayment, while the benefit was available to 9 percent of workers in the third highest quarter of earners. Eleven percent of workers in the top quarter of wage earners had student loan repayment benefits available.

Data on access to student loan repayment benefits is also available by industry. Five percent of workers in goods-producing industries had access to student loan repayment, while 8 percent of workers in service-providing industries had the benefit available. Within service-providing industries, 6 percent of workers in educational services had student loan repayment benefits, while nine percent of workers in junior colleges, colleges, universities, and professional schools had access. Twenty-two percent of hospital workers had access to student loan repayment in 2025.

These data are from the National Compensation Survey — Benefits program. For more information, see "Employee Benefits in the United States — March 2025." We also have more charts on employee benefits.