Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1
National Compensation Survey, March 2010
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(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
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Characteristics
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Multiple of annual earnings amounts2
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Mean
multiple of
annual
earnings
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Median
multiple of
annual
earnings
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Less than
1.0 times
earnings
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1.0 times
earnings
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Over 1.0
and under
2.0 times
earnings
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2.0 times
earnings
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Greater
than 2.0
times
earnings
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Management, professional, and related
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Management, business, and financial
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Primary, secondary, and special education
school teachers
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Office and administrative support
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Natural resources, construction, and maintenance
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Construction, extraction, farming, fishing, and
forestry
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Installation, maintenance, and repair
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Production, transportation, and material moving
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Transportation and material moving
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Average wage within the following categories:4
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Establishment characteristics
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Goods-producing industries
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Service-providing industries
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Education and health services
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Elementary and secondary schools
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Junior colleges, colleges, and universities
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Health care and social assistance
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1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount.
3Less than 0.5 percent.
4The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
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