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Employee Benefits Survey
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Medical plans, family coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by
employee contribution requirement, civilian workers,1 National Compensation Survey, March 2008

(All workers with family coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

5.4

0.5

15.9

0.5

5.8

3.6

Worker characteristics

           

Management, professional, and related

7.5

0.7

27.3

0.7

7.8

5.4

    Management, business, and financial

9.4

1.0

43.3

1.0

9.0

5.9

    Professional and related

8.8

0.8

30.3

0.8

9.4

7.2

        Teachers

14.8

1.1

20.0

1.1

16.7

14.8

            Primary, secondary, and special education
             school teachers

17.5

1.3

22.6

1.3

20.0

17.5

        Registered nurses

27.3

2.6

116.8

2.6

26.8

20.9

Service

16.4

1.2

44.1

1.2

14.7

8.8

Sales and office

5.4

0.5

24.9

0.5

5.9

4.3

    Sales and related

10.2

1.1

45.8

1.1

10.1

6.1

    Office and administrative support

6.3

0.6

28.5

0.6

7.1

5.0

Natural resources, construction, and maintenance

13.5

1.4

27.5

1.4

15.5

7.7

    Construction, extraction, farming, fishing, and
     forestry

18.7

2.3

35.8

2.3

21.0

10.8

    Installation, maintenance, and repair

17.6

1.5

43.6

1.5

19.6

9.3

Production, transportation, and material moving

17.0

1.3

29.3

1.3

17.4

7.2

    Production

25.7

2.0

41.3

2.0

27.1

7.8

    Transportation and material moving

14.5

1.2

32.0

1.2

14.2

10.9

Full time

5.5

0.5

17.3

0.5

6.0

3.7

Part time

13.1

1.1

41.9

1.1

11.9

10.3

Union

12.6

1.2

18.3

1.2

16.5

8.8

Nonunion

5.4

0.4

27.0

0.4

5.6

3.9

Average wage within the following percentiles:2

           

    Less than 10

18.3

2.0

63.3

2.0

17.7

22.8

    10 to under 25

11.9

0.6

46.8

0.6

12.2

7.6

    25 to under 50

6.5

0.6

19.2

0.6

7.0

6.1

    50 to under 75

7.0

0.7

20.5

0.7

7.3

4.7

    75 to under 90

11.4

1.1

27.6

1.1

13.3

6.4

    90 or greater

9.9

1.1

16.9

1.1

10.8

7.1

Establishment characteristics

           

Goods-producing industries

15.8

1.4

27.4

1.4

16.9

6.2

Service-providing industries

5.2

0.4

21.8

0.4

5.1

4.2

    Education and health services

10.8

0.7

35.8

0.7

10.5

9.0

        Educational services

12.9

0.9

16.0

0.9

13.7

13.7

            Elementary and secondary schools

13.9

1.0

15.8

1.0

15.5

17.4

            Junior colleges, colleges, and universities

24.6

1.0

51.6

1.0

25.2

20.1

        Health care and social assistance

16.1

1.1

84.7

1.1

14.7

12.7

            Hospitals

19.8

0.8

42.4

0.8

20.6

10.8

    Public administration

11.7

1.0

22.0

1.0

12.5

7.8

1 to 99 workers

7.6

0.8

23.5

0.8

8.6

5.7

    1 to 49 workers

9.7

1.1

31.5

1.1

11.6

6.6

    50 to 99 workers

12.3

1.5

33.0

1.5

11.9

11.0

100 workers or more

7.6

0.6

19.4

0.6

7.7

4.1

    100 to 499 workers

8.2

0.8

25.1

0.8

8.0

6.1

    500 workers or more

12.1

0.8

36.1

0.8

11.8

5.9

Geographic areas

           

New England

19.4

1.7

39.0

1.7

23.2

10.2

Middle Atlantic

8.1

0.7

37.5

0.7

19.7

3.4

East North Central

14.6

1.5

36.3

1.5

16.5

8.8

West North Central

19.1

1.4

43.2

1.4

20.1

20.6

South Atlantic

13.0

1.1

49.5

1.1

11.8

8.3

East South Central

38.4

1.2

54.6

1.2

40.0

19.5

West South Central

9.6

0.8

76.4

0.8

7.9

6.7

Mountain

9.6

1.0

97.3

1.0

9.5

15.2

Pacific

14.1

1.6

26.2

1.6

14.0

6.8

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See "Technical note" for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.