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Employee Benefits Survey
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Long-term disability insurance plans: Maximum benefit amounts Standard Errors

Table 20. Standard errors for long-term disability insurance plans: Maximum benefit amounts, civilian
workers,1 National Compensation Survey, March 2008

(All workers participating in fixed percent of earnings long-term disabilty insurance plans = 100 percent)

Characteristics

No
maximum
benefit
amount

With
maximum
benefit
amount

Maximum benefit amount2

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

1.0

1.0

$0.00

$0.00

$388.80

$0.00

$0.00

Worker characteristics

             

Management, professional, and related

1.5

1.5

175.30

0.00

494.10

0.00

0.00

    Management, business, and financial

1.4

1.4

263.60

696.70

1,156.80

525.60

781.10

    Professional and related

1.8

1.8

236.10

110.50

78.10

0.00

662.70

        Teachers

3.2

3.2

784.60

0.00

0.00

808.60

0.00

            Primary, secondary, and special education
             school teachers

4.3

4.3

864.60

674.40

0.00

292.20

807.90

        Registered nurses

3.0

3.0

1,316.10

0.00

952.30

0.00

1,924.20

Service

3.8

3.8

601.60

84.10

0.00

2,194.50

0.00

Sales and office

1.1

1.1

13.00

0.00

593.80

0.00

0.00

    Sales and related

1.9

1.9

347.90

986.10

888.10

0.00

2,594.60

    Office and administrative support

1.4

1.4

13.00

0.00

372.10

0.00

0.00

Natural resources, construction, and maintenance

3.0

3.0

248.00

0.00

202.50

847.40

1,946.30

    Construction, extraction, farming, fishing, and
     forestry

3.5

3.5

134.50

989.00

1,343.70

1,862.60

1,234.90

    Installation, maintenance, and repair

4.2

4.2

469.50

0.00

0.00

755.60

5,027.20

Production, transportation, and material moving

2.1

2.1

314.50

114.80

0.00

584.40

3,143.60

    Production

3.0

3.0

878.50

0.00

914.20

0.00

0.00

    Transportation and material moving

2.4

2.4

135.30

1,070.40

244.00

441.80

0.00

Full time

1.0

1.0

0.00

0.00

492.60

0.00

0.00

Part time

2.8

2.8

0.00

326.50

463.70

0.00

110.50

Union

1.9

1.9

153.50

234.30

0.00

412.20

0.00

Nonunion

1.1

1.1

0.00

0.00

405.20

0.00

0.00

Establishment characteristics

             

Goods-producing industries

3.2

3.2

$475.30

$0.00

$1,053.70

$0.00

$0.00

Service-providing industries

1.0

1.0

0.00

0.00

245.20

0.00

156.20

    Education and health services

1.6

1.6

500.10

156.20

548.40

1,451.30

0.00

        Educational services

2.4

2.4

726.20

0.00

0.00

672.00

0.00

            Elementary and secondary schools

3.5

3.5

754.40

941.20

78.10

161.00

678.90

            Junior colleges, colleges, and universities

2.2

2.2

834.70

0.00

0.00

0.00

1,279.50

        Health care and social assistance

2.0

2.0

270.60

0.00

220.90

0.00

1,914.70

            Hospitals

2.9

2.9

1,352.80

0.00

419.60

0.00

1,021.30

    Public administration

3.3

3.3

953.40

925.60

0.00

0.00

1,913.10

1 to 99 workers

1.3

1.3

44.20

0.00

536.50

0.00

311.70

    1 to 49 workers

2.1

2.1

110.50

0.00

0.00

0.00

1,406.10

    50 to 99 workers

2.8

2.8

327.00

720.20

0.00

1,093.70

0.00

100 workers or more

1.3

1.3

13.00

0.00

612.60

0.00

0.00

    100 to 499 workers

1.6

1.6

18.30

0.00

686.40

0.00

2,301.00

    500 workers or more

2.1

2.1

194.80

0.00

506.20

78.10

413.30

Geographic areas

             

New England

4.1

4.1

1,800.40

0.00

511.70

0.00

312.40

Middle Atlantic

1.6

1.6

0.00

0.00

0.00

0.00

0.00

East North Central

1.4

1.4

353.20

0.00

0.00

0.00

2,650.80

West North Central

3.6

3.6

879.40

0.00

629.60

0.00

1,171.50

South Atlantic

3.5

3.5

431.30

310.70

841.70

0.00

2,020.30

East South Central

5.0

1,419.30

0.00

732.70

0.00

3,547.60

West South Central

2.1

2.1

60.80

1,170.30

1,013.40

0.00

0.00

Mountain

4.5

4.5

1,311.20

374.60

2,017.20

0.00

1,249.60

Pacific

2.2

2.2

455.80

78.10

1,306.70

0.00

3,226.20

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See "Technical note" for further explanation.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.