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Retirement benefits: Access, participation, and take-up rates Data Table

Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2008

(All workers = 100 percent)

Characteristics

All retirement benefits2

Defined benefit

Defined contribution

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

89

86

96

83

79

96

29

18

62

Worker characteristics

                 

Management, professional, and related

91

88

96

86

82

96

29

17

59

    Professional and related

91

88

96

86

82

96

28

16

58

        Teachers

91

88

97

88

85

96

24

13

56

            Primary, secondary, and special education
             school teachers

96

95

98

96

95

98

16

7

43

        Registered nurses

94

88

93

75

73

96

48

29

60

Service

83

79

96

76

73

96

26

17

64

    Protective service

91

87

96

84

81

96

33

21

66

Sales and office

90

87

97

81

78

96

33

21

64

    Office and administrative support

91

88

97

82

79

96

33

21

63

Natural resources, construction, and maintenance

93

91

98

85

83

98

28

19

66

Production, transportation, and material moving

87

85

98

80

78

98

20

16

77

Full time

99

95

97

91

88

96

32

20

62

Part time

40

37

94

37

35

95

9

5

54

Union

97

94

97

95

91

96

26

15

57

Nonunion

83

80

96

73

70

96

31

20

65

Average wage within the following percentiles:3

                 

    Less than 10

58

55

94

48

46

96

17

11

66

    10 to under 25

84

81

96

76

73

96

27

16

61

    25 to under 50

93

90

96

86

83

96

31

19

61

    50 to under 75

95

91

96

88

84

96

32

20

62

    75 to under 90

97

94

97

94

91

97

29

17

59

    90 or greater

98

95

97

92

88

96

32

21

65

Establishment characteristics

                 

Service-providing industries

89

86

96

83

79

96

29

18

62

    Education and health services

91

88

97

85

82

96

27

16

59

        Educational services

91

88

97

87

84

96

23

13

56

            Elementary and secondary schools

92

90

98

91

89

98

16

8

50

            Junior colleges, colleges, and universities

85

80

94

74

67

90

45

29

63

        Health care and social assistance

92

85

93

69

64

93

57

37

66

            Hospitals

93

84

91

65

61

94

60

40

67

    Public administration

89

86

96

83

79

96

32

21

64

1 to 99 workers

77

75

97

64

63

98

24

20

82

    1 to 49 workers

71

69

97

57

55

96

23

18

81

    50 to 99 workers

85

83

98

75

74

99

26

21

83

100 workers or more

91

88

96

85

82

96

30

18

59

    100 to 499 workers

87

84

96

81

77

96

25

16

61

    500 workers or more

93

89

96

87

84

96

31

18

59

State government

93

88

95

85

79

93

44

26

59

Local government

88

85

97

82

80

97

24

15

63

Geographic areas

                 

New England

85

82

96

85

82

97

7

6

85

Middle Atlantic

90

87

96

87

82

94

19

14

74

East North Central

85

82

97

79

77

97

36

14

39

West North Central

89

83

93

70

65

92

South Atlantic

90

86

95

87

81

94

47

21

46

East South Central

90

86

96

80

78

98

20

13

64

West South Central

91

89

99

78

77

99

25

19

78

Mountain

89

87

97

83

82

99

19

15

80

Pacific

92

89

97

87

85

98

26

23

89

Footnotes:

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.

2Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because many employees participated in both types of plans.

3The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.