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Medical plans, single coverage: Employee participation by type of contribution Data Table

Table 8. Medical plans, single coverage: Employee participation by type of contribution, State and local government
workers, National Compensation Survey, March 2008

(All workers with contributory single coverage = 100 percent)

Employee monthly contribution

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

83

9

2

[4]

4

Worker characteristics

               

Management, professional, and related

100

83

[4]

10

3

[4]

4

    Professional and related

100

83

[4]

10

2

[4]

4

        Teachers

100

83

[4]

10

2

4

            Primary, secondary, and special education
             school teachers

100

83

1

9

2

5

        Registered nurses

100

81

5

Service

100

85

8

1

4

    Protective service

100

85

8

4

Sales and office

100

83

10

3

4

    Office and administrative support

100

83

10

2

4

Natural resources, construction, and maintenance

100

81

11

2

5

Production, transportation, and material moving

100

88

7

4

Full time

100

83

9

2

[4]

4

Part time

100

84

12

2

Union

100

80

[4]

13

2

5

Nonunion

100

87

7

3

3

Average wage within the following percentiles:5

               

    Less than 10

100

85

8

5

    10 to under 25

100

84

7

3

4

    25 to under 50

100

86

8

2

[4]

3

    50 to under 75

100

85

8

2

[4]

4

    75 to under 90

100

83

9

3

4

    90 or greater

100

75

1

17

3

4

Establishment characteristics

               

Service-providing industries

100

84

9

2

[4]

4

    Education and health services

100

83

[4]

10

2

[4]

4

        Educational services

100

84

[4]

10

1

[4]

4

            Elementary and secondary schools

100

85

1

7

2

[4]

4

            Junior colleges, colleges, and universities

100

80

17

2

        Health care and social assistance

100

83

12

2

            Hospitals

100

88

2

    Public administration

100

84

7

4

4

[4]

1 to 99 workers

100

76

11

7

6

1

    1 to 49 workers

100

67

10

    50 to 99 workers

100

85

7

3

1

100 workers or more

100

84

9

2

[4]

4

    100 to 499 workers

100

86

7

1

3

    500 workers or more

100

84

[4]

10

2

[4]

4

State government

100

79

15

5

1

Local government

100

86

6

1

[4]

5

Geographic areas

               

New England

100

91

Middle Atlantic

100

77

13

1

9

1

East North Central

100

81

14

4

West North Central

100

74

South Atlantic

100

95

1

2

East South Central

100

92

6

2

West South Central

100

85

6

4

Mountain

100

81

7

Pacific

100

72

1

18

6

2

Average monthly employer premium6

$385.04

$382.32

$405.10

$352.20

$397.34

$392.13

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

6Average premium is for all workers.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.