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Employee Benefits Survey
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Health care benefits: Access, participation, and take-up rates Data Table

Table 5. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2008

(All workers = 100 percent)

Characteristics

Medical care

Dental care

Vision care

Outpatient prescription drug coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

71

53

75

47

37

79

28

22

78

68

51

75

Worker characteristics

                       

Management, professional, and related

86

68

79

62

51

83

37

30

80

83

65

79

    Management, business, and financial

94

77

82

69

57

83

37

31

82

90

74

82

    Professional and related

82

64

78

58

48

83

37

30

79

79

61

78

Service

46

29

62

29

20

71

20

14

71

45

28

63

Sales and office

71

51

72

47

35

74

25

19

75

68

49

72

    Sales and related

63

42

67

42

28

66

22

16

72

60

40

67

    Office and administrative support

77

57

75

51

40

79

28

21

77

73

55

75

Natural resources, construction, and maintenance

77

62

81

44

37

85

31

26

84

72

59

81

    Construction, extraction, farming, fishing, and
     forestry

71

57

81

37

32

87

26

22

85

66

53

80

    Installation, maintenance, and repair

83

68

81

52

43

84

37

31

83

79

65

81

Production, transportation, and material moving

78

61

78

49

40

81

30

24

79

74

58

78

    Production

82

67

81

54

45

84

32

26

81

79

64

81

    Transportation and material moving

73

55

75

44

34

77

28

21

76

70

52

75

Full time

85

65

76

56

45

80

34

27

79

82

62

76

Part time

24

14

60

16

11

67

10

7

65

23

14

59

Union

88

79

89

68

62

91

54

47

88

86

76

89

Nonunion

69

50

73

44

34

77

25

19

75

66

48

73

Average wage within the following percentiles:2

                       

    Less than 10

25

13

51

24

12

51

    10 to under 25

48

28

59

27

17

63

15

10

65

45

26

58

    25 to under 50

77

55

72

48

36

74

27

20

74

73

52

71

    50 to under 75

84

67

79

53

44

82

32

25

80

80

64

79

    75 to under 90

88

72

83

62

54

86

42

35

83

84

69

82

    90 or greater

91

75

82

71

60

84

43

35

82

88

73

82

Establishment characteristics

                       

Goods-producing industries

85

69

82

55

47

85

34

28

84

81

66

82

    Construction

71

56

79

34

29

84

24

21

87

66

52

78

    Manufacturing

91

75

82

63

54

85

38

32

83

88

72

82

Service-providing industries

68

49

73

44

34

77

27

20

76

65

47

73

    Trade, transportation, and utilities

73

53

73

47

34

73

26

19

75

70

51

72

        Wholesale trade

88

71

81

53

44

84

30

26

87

84

68

81

        Retail trade

63

41

64

41

26

62

22

15

69

61

39

64

        Transportation and warehousing

83

67

81

55

46

84

31

24

76

80

65

81

        Utilities

96

84

88

64

58

91

35

28

81

91

80

88

    Information

85

74

86

72

65

90

59

51

86

81

71

87

    Financial activities

86

66

76

66

54

81

32

23

72

82

62

76

        Finance and insurance

90

70

77

73

59

81

33

23

70

85

65

76

            Credit intermediation and related activities

93

72

78

78

61

78

33

22

67

89

68

77

            Insurance carriers and related activities

87

65

75

66

57

87

32

25

77

81

61

75

        Real estate and rental and leasing

72

52

72

43

33

78

29

23

80

69

50

72

    Professional and business services

67

51

77

41

33

80

27

21

77

64

49

77

        Professional and technical services

85

68

80

56

46

82

34

27

79

81

64

80

        Administrative and waste services

46

33

72

22

16

72

18

12

66

43

31

73

    Education and health services

74

51

69

46

35

76

28

20

73

71

49

69

        Educational services

76

58

77

47

36

75

29

21

72

73

56

76

            Junior colleges, colleges, and universities

90

73

81

64

50

78

38

27

71

89

71

80

        Health care and social assistance

74

50

68

46

35

76

28

20

73

71

48

68

    Leisure and hospitality

39

25

63

38

24

63

        Accommodation and food services

40

24

61

38

23

61

    Other services

53

39

73

28

23

83

17

13

75

49

36

74

1 to 99 workers

60

43

72

31

24

77

18

13

73

56

40

72

    1 to 49 workers

56

40

72

27

21

78

16

12

75

52

38

72

    50 to 99 workers

70

51

73

40

31

76

26

18

71

66

48

73

100 workers or more

84

65

77

64

51

80

39

31

80

81

62

77

    100 to 499 workers

80

60

74

57

43

75

33

26

78

77

57

74

    500 workers or more

88

71

81

72

61

84

47

39

82

86

69

81

Geographic areas

                       

Metropolitan areas

72

54

75

47

37

79

29

22

78

69

52

75

Nonmetropolitan areas

66

48

73

42

33

80

26

21

79

63

46

73

New England

68

48

71

50

39

77

23

17

74

65

46

70

Middle Atlantic

72

55

76

46

37

79

33

24

75

68

51

75

East North Central

71

54

75

44

35

79

25

20

80

70

52

75

West North Central

69

54

77

44

36

81

20

17

84

68

53

78

South Atlantic

73

53

73

44

33

75

28

19

70

70

51

73

East South Central

75

57

77

52

43

83

72

55

77

West South Central

66

47

71

40

30

76

20

15

76

61

43

72

Mountain

70

49

71

45

34

77

29

23

78

68

48

71

Pacific

72

58

80

55

45

82

38

31

81

69

55

80

Footnotes:

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.