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Medical plans, single coverage: Employee participation by type of contribution Data Table

Table 8. Medical plans, single coverage: Employee participation by type of contribution, private industry workers,
National Compensation Survey, March 2008

(All workers with contributory single coverage = 100 percent)

Employee monthly contribution

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

75

1

6

1

[4]

15

1

Worker characteristics

               

Management, professional, and related

100

75

7

2

[4]

13

1

    Management, business, and financial

100

74

8

2

[4]

14

1

    Professional and related

100

76

6

2

12

1

Service

100

71

[4]

5

1

2

Sales and office

100

73

[4]

6

1

[4]

19

1

    Sales and related

100

69

5

[4]

24

1

    Office and administrative support

100

75

[4]

7

1

16

1

Natural resources, construction, and maintenance

100

79

5

[4]

13

2

    Construction, extraction, farming, fishing, and
     forestry

100

77

6

14

    Installation, maintenance, and repair

100

80

5

1

13

1

Production, transportation, and material moving

100

81

1

4

1

12

1

    Production

100

82

5

1

12

[4]

    Transportation and material moving

100

80

4

1

13

2

Full time

100

76

1

6

1

[4]

15

1

Part time

100

72

4

1

21

1

Union

100

78

2

13

4

Nonunion

100

75

1

6

1

[4]

16

1

Average wage within the following percentiles:5

               

    Less than 10

100

67

5

    10 to under 25

100

73

4

1

21

    25 to under 50

100

77

5

1

16

1

    50 to under 75

100

77

[4]

6

1

[4]

14

1

    75 to under 90

100

76

7

2

[4]

13

2

    90 or greater

100

73

7

3

[4]

14

1

Establishment characteristics

               

Goods-producing industries

100

80

4

1

12

    Construction

100

77

6

15

    Manufacturing

100

81

4

1

12

Service-providing industries

100

74

6

1

[4]

16

1

    Trade, transportation, and utilities

100

74

[4]

5

1

19

1

        Wholesale trade

100

79

9

10

        Retail trade

100

70

4

24

        Transportation and warehousing

100

75

20

        Utilities

100

81

5

6

    Information

100

88

4

5

    Financial activities

100

77

1

6

3

1

13

1

        Finance and insurance

100

76

1

6

3

1

13

[4]

            Credit intermediation and related activities

100

81

3

3

1

12

            Insurance carriers and related activities

100

71

6

4

[4]

17

        Real estate and rental and leasing

100

82

    Professional and business services

100

71

7

2

16

        Professional and technical services

100

74

6

17

        Administrative and waste services

100

68

7

14

    Education and health services

100

77

9

2

11

1

        Educational services

100

76

15

2

5

            Junior colleges, colleges, and universities

100

73

17

2

6

        Health care and social assistance

100

77

7

2

12

1

    Leisure and hospitality

100

58

6

        Accommodation and food services

100

59

7

    Other services

100

77

14

1 to 99 workers

100

79

6

[4]

13

1

    1 to 49 workers

100

78

8

[4]

12

1

    50 to 99 workers

100

81

3

13

2

100 workers or more

100

73

1

6

2

[4]

17

1

    100 to 499 workers

100

78

4

1

15

1

    500 workers or more

100

68

7

3

[4]

19

2

Geographic areas

               

Metropolitan areas

100

76

1

6

1

[4]

14

1

Nonmetropolitan areas

100

73

5

1

New England

100

78

7

1

13

Middle Atlantic

100

75

1

5

1

16

2

East North Central

100

77

4

3

15

West North Central

100

77

8

13

South Atlantic

100

80

4

13

1

East South Central

100

62

4

1

West South Central

100

70

12

15

Mountain

100

73

10

16

1

Pacific

100

76

5

2

11

3

Average monthly employer premium6

$279.98

$278.13

$261.39

$292.53

$282.47

$262.48

$279.65

$352.91

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

6Average premium is for all workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.