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Employee Benefits Survey
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Long-term disability plans: Employee contribution requirement Data Table

Table 17. Long-term disability plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2008

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

10

90

Worker characteristics

   

Management, professional, and related

10

90

    Management, business, and financial

9

91

    Professional and related

10

90

Service

6

94

Sales and office

10

90

    Sales and related

12

88

    Office and administrative support

10

90

Natural resources, construction, and maintenance

10

90

    Construction, extraction, farming, fishing, and
     forestry

5

95

    Installation, maintenance, and repair

12

88

Production, transportation, and material moving

10

90

    Production

11

89

    Transportation and material moving

9

91

Full time

10

90

Part time

10

90

Union

6

94

Nonunion

10

90

Average wage within the following percentiles:1

   

    10 to under 25

7

93

    25 to under 50

9

91

    50 to under 75

10

90

    75 to under 90

10

90

    90 or greater

11

89

Establishment characteristics

   

Goods-producing industries

10

90

    Construction

5

95

    Manufacturing

11

89

Service-providing industries

10

90

    Trade, transportation, and utilities

14

86

        Wholesale trade

11

89

        Retail trade

20

80

        Transportation and warehousing

7

93

        Utilities

21

79

    Financial activities

9

91

        Finance and insurance

9

91

            Credit intermediation and related activities

12

88

            Insurance carriers and related activities

7

93

    Professional and business services

10

90

        Professional and technical services

10

90

    Education and health services

8

92

        Educational services

8

92

            Junior colleges, colleges, and universities

9

91

        Health care and social assistance

8

92

    Other services

5

95

1 to 99 workers

9

91

    1 to 49 workers

10

90

    50 to 99 workers

5

95

100 workers or more

10

90

    100 to 499 workers

10

90

    500 workers or more

11

89

Geographic areas

   

Metropolitan areas

10

90

Nonmetropolitan areas

11

89

New England

7

93

Middle Atlantic

8

92

East North Central

9

91

West North Central

5

95

South Atlantic

11

89

East South Central

10

90

West South Central

15

85

Mountain

11

89

Pacific

11

89

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.