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to Employee Benefits in the United States
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Medical care benefits, single coverage: Employee participation by type of contribution Standard Errors
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2009
|
Characteristics
|
Single coverage
|
Total with
contributory
coverage
|
Flat dollar
amount
|
Composite
rate2
|
Varies3
|
Flexible
benefits4
|
Percent of
earnings
|
Exists, but
unknown
|
Other
|
All workers
|
0.0 |
0.9 |
0.2 |
0.4 |
0.1 |
|
0.7 |
0.2 |
Worker characteristics
|
|
|
|
|
|
|
|
|
Management, professional, and related
|
0.0 |
1.0 |
0.5 |
0.7 |
0.3 |
|
0.6 |
0.2 |
Management, business, and financial
|
0.0 |
1.2 |
0.6 |
1.1 |
0.5 |
|
0.7 |
0.2 |
Professional and related
|
0.0 |
1.1 |
0.5 |
0.7 |
0.3 |
|
0.7 |
0.2 |
Teachers
|
0.0 |
1.5 |
0.1 |
1.0 |
0.6 |
|
1.0 |
|
Primary, secondary, and special education
school teachers
|
0.0 |
1.9 |
0.1 |
1.2 |
0.9 |
|
1.4 |
|
Registered nurses
|
0.0 |
2.5 |
|
1.5 |
0.6 |
|
1.8 |
|
Service
|
0.0 |
2.7 |
0.3 |
0.8 |
0.2 |
|
2.6 |
0.5 |
Protective service
|
0.0 |
3.3 |
|
1.6 |
0.3 |
|
2.7 |
|
Sales and office
|
0.0 |
0.9 |
|
0.6 |
0.2 |
|
0.7 |
|
Sales and related
|
0.0 |
1.6 |
|
0.8 |
|
|
1.6 |
|
Office and administrative support
|
0.0 |
1.0 |
|
0.8 |
0.3 |
|
0.6 |
0.2 |
Natural resources, construction, and maintenance
|
0.0 |
1.5 |
0.2 |
0.8 |
|
|
1.2 |
0.5 |
Construction, extraction, farming, fishing, and
forestry
|
0.0 |
2.4 |
|
1.2 |
0.1 |
|
2.2 |
1.1 |
Installation, maintenance, and repair
|
0.0 |
1.8 |
|
0.8 |
|
|
1.6 |
|
Production, transportation, and material moving
|
0.0 |
1.2 |
0.3 |
0.7 |
|
|
0.9 |
0.3 |
Production
|
0.0 |
1.5 |
0.5 |
1.0 |
|
|
1.1 |
|
Transportation and material moving
|
0.0 |
1.5 |
0.4 |
0.7 |
0.2 |
|
1.2 |
0.7 |
Full time
|
0.0 |
0.9 |
0.2 |
0.4 |
0.1 |
|
0.7 |
0.2 |
Part time
|
0.0 |
1.8 |
|
1.0 |
0.3 |
|
1.4 |
|
Union
|
0.0 |
1.3 |
0.5 |
0.9 |
0.4 |
|
0.9 |
0.6 |
Nonunion
|
0.0 |
0.9 |
0.2 |
0.5 |
0.2 |
|
0.7 |
|
Wage percentiles:6
|
|
|
|
|
|
|
|
|
Lowest 10 percent
|
0.0 |
5.4 |
|
1.0 |
|
|
5.3 |
|
Lowest 25 percent
|
0.0 |
2.3 |
0.3 |
0.7 |
|
|
2.0 |
|
Second 25 percent
|
0.0 |
1.2 |
0.2 |
0.7 |
0.2 |
|
0.9 |
|
Third 25 percent
|
0.0 |
1.0 |
0.1 |
0.6 |
0.2 |
|
0.7 |
0.1 |
Highest 25 percent
|
0.0 |
0.9 |
0.6 |
0.6 |
0.3 |
|
0.6 |
0.3 |
Highest 10 percent
|
0.0 |
1.3 |
0.7 |
0.8 |
0.4 |
|
0.8 |
0.3 |
Establishment characteristics
|
|
|
|
|
|
|
|
|
Goods-producing industries
|
0.0 |
1.6 |
|
0.8 |
|
|
1.0 |
|
Service-providing industries
|
0.0 |
1.0 |
0.2 |
0.5 |
0.2 |
|
0.8 |
0.2 |
Education and health services
|
0.0 |
1.3 |
|
1.1 |
0.3 |
|
0.7 |
0.2 |
Educational services
|
0.0 |
1.2 |
|
1.0 |
0.3 |
|
0.7 |
|
Elementary and secondary schools
|
0.0 |
1.6 |
0.1 |
1.2 |
0.5 |
|
1.1 |
|
Junior colleges, colleges, and universities
|
0.0 |
2.2 |
|
2.0 |
0.1 |
|
0.8 |
|
Health care and social assistance
|
0.0 |
2.0 |
|
1.7 |
0.4 |
|
1.0 |
0.3 |
Hospitals
|
0.0 |
2.0 |
|
1.5 |
0.4 |
|
1.6 |
|
Public administration
|
0.0 |
2.6 |
|
1.7 |
0.9 |
|
1.2 |
|
1 to 99 workers
|
0.0 |
1.0 |
|
0.7 |
0.2 |
|
0.8 |
0.3 |
1 to 49 workers
|
0.0 |
1.2 |
|
1.0 |
0.2 |
|
0.9 |
0.3 |
50 to 99 workers
|
0.0 |
1.7 |
|
0.9 |
0.2 |
|
1.3 |
|
100 workers or more
|
0.0 |
1.1 |
0.3 |
0.5 |
0.2 |
|
0.9 |
0.2 |
100 to 499 workers
|
0.0 |
0.8 |
0.3 |
0.5 |
0.3 |
|
0.6 |
|
500 workers or more
|
0.0 |
1.7 |
0.5 |
0.8 |
0.3 |
|
1.6 |
0.3 |
Geographic areas
|
|
|
|
|
|
|
|
|
New England
|
0.0 |
2.6 |
|
1.8 |
0.3 |
|
1.4 |
|
Middle Atlantic
|
0.0 |
1.9 |
|
0.8 |
0.2 |
0.3 |
1.5 |
|
East North Central
|
0.0 |
1.9 |
0.1 |
0.8 |
0.3 |
|
1.6 |
|
West North Central
|
0.0 |
1.5 |
|
1.6 |
|
|
1.2 |
|
South Atlantic
|
0.0 |
1.5 |
|
0.9 |
|
|
0.9 |
0.3 |
East South Central
|
0.0 |
8.2 |
|
1.6 |
|
|
|
|
West South Central
|
0.0 |
2.4 |
|
1.7 |
0.8 |
|
1.1 |
|
Mountain
|
0.0 |
2.8 |
|
2.1 |
0.2 |
|
1.9 |
0.3 |
Pacific
|
0.0 |
1.8 |
0.9 |
1.3 |
0.5 |
|
0.8 |
0.8 |
Average monthly employer premium7
|
$2.08 |
$2.31 |
$24.64 |
$8.49 |
$9.79 |
$29.97 |
$5.86 |
$46.84 |
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.
2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.
3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
5Less than 0.05.
6The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
7Average premium is for all workers.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
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United States Department of Labor
