Table 29. Long-term disability plans: Maximum benefit amounts, State and local government workers,
National Compensation Survey, March 2009

(All workers participating in fixed percent of earnings long-term disabilty plans = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

65

$2,000

$3,900

$5,000

$6,000

$9,000

35

Worker characteristics

Management, professional, and related

67

1,500

3,900

5,000

6,000

9,000

33

    Professional and related

67

1,500

3,900

5,000

6,000

8,750

33

        Teachers

66

1,500

3,900

5,000

6,500

10,000

34

            Primary, secondary, and special education
             school teachers

63

1,500

3,333

4,500

6,000

8,000

37

        Registered nurses

76

2,000

4,500

5,000

7,500

8,500

24

Service

61

2,000

3,900

5,000

7,500

10,000

39

    Protective service

61

2,000

3,000

5,000

7,500

10,000

39

Sales and office

62

1,500

3,000

5,000

6,000

8,000

38

    Office and administrative support

63

1,500

3,000

5,000

6,000

8,000

37

Natural resources, construction, and maintenance

66

1,500

3,900

5,000

6,000

7,500

34

Production, transportation, and material moving

66

3,000

3,000

5,000

6,500

10,000

34

Full time

66

1,500

3,900

5,000

6,000

9,000

34

Part time

54

2,500

4,500

5,000

7,000

10,000

46

Union

61

2,000

3,000

5,000

6,667

10,000

39

Nonunion

69

1,000

3,900

5,000

6,000

8,000

31

Establishment characteristics

Service-providing industries

65

1,800

3,900

5,000

6,000

9,000

35

    Education and health services

67

1,500

3,900

5,000

6,000

8,500

33

        Educational services

66

1,500

3,900

5,000

6,000

9,100

34

            Elementary and secondary schools

63

1,500

3,000

4,500

6,000

8,000

37

            Junior colleges, colleges, and universities

76

2,500

3,900

5,500

7,500

10,000

24

        Health care and social assistance

70

3,000

4,500

5,000

7,000

8,000

30

            Hospitals

79

3,000

4,500

5,000

7,000

8,000

21

    Public administration

60

2,000

3,000

5,000

6,000

9,000

40

1 to 99 workers

65

3,000

3,750

4,000

5,000

7,000

35

    1 to 49 workers

72

3,000

3,900

3,900

5,000

7,000

28

    50 to 99 workers

58

3,000

3,500

4,500

5,000

6,000

42

100 workers or more

65

1,500

3,900

5,000

6,500

10,000

35

    100 to 499 workers

61

3,000

4,000

5,000

6,000

9,000

39

    500 workers or more

67

1,500

3,500

5,000

7,000

10,000

33

State government

65

800

3,900

5,000

6,000

8,000

35

Local government

65

2,000

3,900

5,000

6,000

9,000

35

Geographic areas

Middle Atlantic

77

1,500

3,750

5,000

6,500

8,000

23

East North Central

45

3,000

4,000

5,000

7,500

10,000

55

West North Central

60

3,000

4,000

5,000

5,000

6,000

40

South Atlantic

83

800

3,000

3,900

5,000

8,000

17

Mountain

45

2,500

5,000

5,500

7,500

10,000

55

Pacific

60

3,000

4,500

5,000

8,000

10,000

40

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.