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Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2010

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$5.72

0.4

$14.37

0.4

$5.27

$3.17

Worker characteristics

 

 

 

 

 

 

Management, professional, and related

7.61

0.7

27.61

0.7

7.27

4.84

    Management, business, and financial

10.85

0.9

29.28

0.9

10.47

6.49

    Professional and related

9.05

0.8

35.31

0.8

8.75

5.85

        Teachers

15.03

1.0

27.18

1.0

15.52

12.21

            Primary, secondary, and special education
             school teachers

18.85

1.2

34.46

1.2

19.39

14.24

        Registered nurses

21.25

2.3

63.07

2.3

21.57

10.39

Service

13.32

1.1

33.70

1.1

12.20

7.20

    Protective service

21.17

1.4

59.90

1.4

20.87

11.55

Sales and office

6.77

0.5

28.07

0.5

6.79

4.38

    Sales and related

10.76

0.7

61.00

0.7

12.17

8.27

    Office and administrative support

8.18

0.6

33.93

0.6

8.11

5.25

Natural resources, construction, and maintenance

12.82

1.1

30.53

1.1

12.36

6.05

    Construction, extraction, farming, fishing, and
     forestry

20.34

1.8

38.89

1.8

19.86

11.71

    Installation, maintenance, and repair

15.13

1.5

–

1.5

14.42

7.63

Production, transportation, and material moving

9.81

1.0

21.50

1.0

9.88

6.61

    Production

12.62

1.3

30.83

1.3

12.76

6.41

    Transportation and material moving

15.62

1.5

29.25

1.5

15.88

11.04

Full time

5.71

0.4

14.06

0.4

5.25

3.42

Part time

18.33

1.5

40.31

1.5

19.88

11.48

Union

11.33

1.1

17.72

1.1

11.61

6.43

Nonunion

5.48

0.4

24.23

0.4

5.39

3.42

Average wage within the following categories:2

 

 

 

 

 

 

    Lowest 25 percent

13.45

0.7

63.97

0.7

12.94

8.00

        Lowest 10 percent

27.14

1.6

63.14

1.6

28.28

19.76

    Second 25 percent

7.37

0.5

21.32

0.5

6.92

4.78

    Third 25 percent

8.52

0.7

20.67

0.7

7.80

4.45

    Highest 25 percent

7.47

0.8

22.95

0.8

7.04

4.28

        Highest 10 percent

10.84

1.2

42.35

1.2

9.44

6.00

Establishment characteristics

 

 

 

 

 

 

Goods-producing industries

10.27

0.9

18.24

0.9

11.44

5.71

Service-providing industries

6.44

0.5

17.94

0.5

6.00

3.61

    Education and health services

10.80

0.7

29.37

0.7

11.01

6.88

        Educational services

12.99

0.7

22.67

0.7

13.51

9.32

            Elementary and secondary schools

15.76

1.0

25.11

1.0

15.65

10.26

            Junior colleges, colleges, and universities

27.64

0.8

36.19

0.8

28.42

17.15

        Health care and social assistance

16.79

1.2

61.87

1.2

16.90

11.39

            Hospitals

15.93

0.9

75.56

0.9

14.78

5.91

    Public administration

15.54

0.9

25.72

0.9

16.26

7.77

1 to 99 workers

9.58

0.8

26.97

0.8

9.09

5.82

    1 to 49 workers

10.47

0.9

31.63

0.9

9.39

7.90

    50 to 99 workers

16.20

1.5

48.57

1.5

16.95

7.88

100 workers or more

6.05

0.5

13.02

0.5

5.86

3.72

    100 to 499 workers

9.11

0.6

19.72

0.6

9.18

5.79

    500 workers or more

7.44

0.6

13.96

0.6

7.29

5.01

Geographic areas

 

 

 

 

 

 

New England

16.79

1.0

93.01

1.0

14.31

12.52

Middle Atlantic

19.91

1.6

23.14

1.6

18.96

7.59

East North Central

14.56

1.0

26.16

1.0

14.40

7.82

West North Central

19.11

1.4

30.78

1.4

18.68

13.88

South Atlantic

10.60

0.7

41.37

0.7

9.83

6.76

East South Central

22.21

1.2

60.73

1.2

24.99

20.20

West South Central

15.26

0.8

79.19

0.8

14.64

7.31

Pacific

11.93

1.6

30.84

1.6

12.92

7.26

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.