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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

80

[5]

9

1

[5]

9

[5]

Worker characteristics

 

 

 

 

 

 

 

 

Management, professional, and related

100

80

–

9

1

[5]

9

–

    Management, business, and financial

100

78

–

10

2

[5]

9

–

    Professional and related

100

80

[5]

9

1

[5]

9

[5]

        Teachers

100

84

–

7

1

[5]

7

–

            Primary, secondary, and special education
             school teachers

100

84

[5]

7

1

–

8

–

        Registered nurses

100

77

[5]

10

1

–

11

–

Service

100

80

–

8

1

[5]

10

–

    Protective service

100

81

–

8

2

–

8

–

Sales and office

100

75

[5]

13

1

[5]

10

[5]

    Sales and related

100

69

–

18

–

–

12

–

    Office and administrative support

100

78

[5]

11

1

[5]

10

[5]

Natural resources, construction, and maintenance

100

84

–

5

[5]

–

9

1

    Construction, extraction, farming, fishing, and
     forestry

100

82

–

5

1

–

10

–

    Installation, maintenance, and repair

100

85

–

6

–

–

8

–

Production, transportation, and material moving

100

84

1

6

[5]

–

9

–

    Production

100

84

–

6

[5]

–

9

–

    Transportation and material moving

100

85

–

5

[5]

–

8

–

Full time

100

80

[5]

9

1

[5]

9

[5]

Part time

100

78

[5]

13

1

–

8

–

Union

100

80

1

7

1

1

9

1

Nonunion

100

79

[5]

10

1

[5]

9

[5]

Average wage within the following categories:6

 

 

 

 

 

 

 

 

    Lowest 25 percent

100

78

–

11

–

–

10

[5]

        Lowest 10 percent

100

86

–

5

–

–

9

–

    Second 25 percent

100

78

[5]

11

1

[5]

9

[5]

    Third 25 percent

100

82

[5]

8

1

[5]

9

[5]

    Highest 25 percent

100

79

–

9

1

1

10

–

        Highest 10 percent

100

78

–

9

2

1

9

–

Establishment characteristics

 

 

 

 

 

 

 

 

Goods-producing industries

100

83

–

6

[5]

–

10

–

Service-providing industries

100

79

[5]

10

1

[5]

9

[5]

    Education and health services

100

80

–

10

1

[5]

8

–

        Educational services

100

83

–

9

1

[5]

6

–

            Elementary and secondary schools

100

83

[5]

7

1

–

8

–

            Junior colleges, colleges, and universities

100

82

–

13

1

1

3

–

        Health care and social assistance

100

78

–

11

1

–

10

[5]

            Hospitals

100

77

[5]

11

1

–

10

–

    Public administration

100

82

–

8

3

1

5

–

1 to 99 workers

100

82

–

7

1

–

11

[5]

    1 to 49 workers

100

80

–

8

1

–

12

[5]

    50 to 99 workers

100

86

–

5

–

–

9

–

100 workers or more

100

79

1

10

1

[5]

9

[5]

    100 to 499 workers

100

80

1

10

1

–

8

–

    500 workers or more

100

77

–

10

1

1

9

–

Geographic areas

 

 

 

 

 

 

 

 

New England

100

82

–

6

1

–

11

–

Middle Atlantic

100

79

–

8

[5]

2

9

–

East North Central

100

77

[5]

11

1

–

10

–

West North Central

100

79

–

10

–

–

9

–

South Atlantic

100

83

–

8

[5]

–

8

–

East South Central

100

83

–

10

–

–

6

–

West South Central

100

78

–

10

2

–

10

–

Mountain

100

74

–

11

1

–

14

–

Pacific

100

79

[5]

9

2

–

10

–

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.