Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Employee Benefits Survey

Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Characteristics	Family coverage
Characteristics	Total with contributory coverage	Flat dollar amount	Composite rate2	Varies3	Flexible benefits4	Percent of earnings	Exists, but unknown	Other
All workers	100	80	[5]	9	1	[5]	9	[5]
Worker characteristics
Management, professional, and related	100	80	�	9	1	[5]	9	�
Management, business, and financial	100	78	�	10	2	[5]	9	�
Professional and related	100	80	[5]	9	1	[5]	9	[5]
Teachers	100	84	�	7	1	[5]	7	�
Primary, secondary, and special education school teachers	100	84	[5]	7	1	�	8	�
Registered nurses	100	77	[5]	10	1	�	11	�
Service	100	80	�	8	1	[5]	10	�
Protective service	100	81	�	8	2	�	8	�
Sales and office	100	75	[5]	13	1	[5]	10	[5]
Sales and related	100	69	�	18	�	�	12	�
Office and administrative support	100	78	[5]	11	1	[5]	10	[5]
Natural resources, construction, and maintenance	100	84	�	5	[5]	�	9	1
Construction, extraction, farming, fishing, and forestry	100	82	�	5	1	�	10	�
Installation, maintenance, and repair	100	85	�	6	�	�	8	�
Production, transportation, and material moving	100	84	1	6	[5]	�	9	�
Production	100	84	�	6	[5]	�	9	�
Transportation and material moving	100	85	�	5	[5]	�	8	�
Full time	100	80	[5]	9	1	[5]	9	[5]
Part time	100	78	[5]	13	1	�	8	�
Union	100	80	1	7	1	1	9	1
Nonunion	100	79	[5]	10	1	[5]	9	[5]
Average wage within the following categories:6
Lowest 25 percent	100	78	�	11	�	�	10	[5]
Lowest 10 percent	100	86	�	5	�	�	9	�
Second 25 percent	100	78	[5]	11	1	[5]	9	[5]
Third 25 percent	100	82	[5]	8	1	[5]	9	[5]
Highest 25 percent	100	79	�	9	1	1	10	�
Highest 10 percent	100	78	�	9	2	1	9	�
Establishment characteristics
Goods-producing industries	100	83	�	6	[5]	�	10	�
Service-providing industries	100	79	[5]	10	1	[5]	9	[5]
Education and health services	100	80	�	10	1	[5]	8	�
Educational services	100	83	�	9	1	[5]	6	�
Elementary and secondary schools	100	83	[5]	7	1	�	8	�
Junior colleges, colleges, and universities	100	82	�	13	1	1	3	�
Health care and social assistance	100	78	�	11	1	�	10	[5]
Hospitals	100	77	[5]	11	1	�	10	�
Public administration	100	82	�	8	3	1	5	�
1 to 99 workers	100	82	�	7	1	�	11	[5]
1 to 49 workers	100	80	�	8	1	�	12	[5]
50 to 99 workers	100	86	�	5	�	�	9	�
100 workers or more	100	79	1	10	1	[5]	9	[5]
100 to 499 workers	100	80	1	10	1	�	8	�
500 workers or more	100	77	�	10	1	1	9	�
Geographic areas
New England	100	82	�	6	1	�	11	�
Middle Atlantic	100	79	�	8	[5]	2	9	�
East North Central	100	77	[5]	11	1	�	10	�
West North Central	100	79	�	10	�	�	9	�
South Atlantic	100	83	�	8	[5]	�	8	�
East South Central	100	83	�	10	�	�	6	�
West South Central	100	78	�	10	2	�	10	�
Mountain	100	74	�	11	1	�	14	�
Pacific	100	79	[5]	9	2	�	10	�
Footnotes:
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5Less than 0.5 percent. 6The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.