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Employee Benefits Survey
EBS EBS Program Links

Financial benefits: Access Standard Errors

Table 39. Standard errors for financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

Total

Performance

Signing

Other

All workers

0.5

0.6

0.6

0.6

0.7

0.4

0.3

0.1

0.1

0.3

Worker characteristics

 

 

 

 

 

 

 

 

 

 

Management, professional, and related

0.8

1.0

1.1

1.0

0.8

0.7

0.4

0.2

0.3

0.4

    Management, business, and financial

1.2

1.2

1.2

1.3

1.6

1.1

0.8

0.6

0.4

0.6

    Professional and related

0.9

1.1

1.3

1.2

0.9

0.7

0.4

0.2

0.2

0.4

        Teachers

1.4

1.7

2.0

1.8

1.6

1.2

–

–

[2]

–

            Primary, secondary, and special education
             school teachers

1.5

2.0

2.3

2.3

1.9

1.7

–

–

–

–

        Registered nurses

1.5

2.3

2.7

2.6

2.0

1.8

0.7

0.2

0.1

–

Service

0.9

0.8

1.0

0.9

1.8

1.0

1.0

0.2

0.1

1.0

    Protective service

2.2

2.0

2.7

2.5

2.6

1.8

0.3

–

–

0.3

Sales and office

0.6

0.6

0.8

0.8

0.7

0.6

0.4

0.2

0.2

0.4

    Sales and related

0.9

0.7

1.1

1.1

1.1

1.0

0.8

0.2

0.2

0.7

    Office and administrative support

0.7

0.8

1.0

1.0

0.8

0.6

0.4

0.3

0.2

0.3

Natural resources, construction, and maintenance

0.8

0.9

1.0

1.0

1.0

0.7

0.7

0.4

0.2

0.6

    Construction, extraction, farming, fishing, and
     forestry

0.9

1.2

1.2

1.4

1.3

0.8

0.4

–

0.2

0.3

    Installation, maintenance, and repair

1.3

1.4

1.5

1.5

1.6

1.2

1.2

0.7

0.3

1.0

Production, transportation, and material moving

0.7

0.8

1.0

1.0

1.0

0.7

0.6

0.2

0.2

0.5

    Production

0.8

1.2

1.3

1.3

1.1

0.9

0.8

0.3

0.4

0.5

    Transportation and material moving

1.0

0.9

1.3

1.1

1.4

0.8

0.7

0.2

0.2

0.7

Full time

0.5

0.6

0.7

0.6

0.7

0.5

0.4

0.1

0.1

0.4

Part time

0.5

0.6

0.8

0.8

0.7

0.6

0.3

0.1

0.1

0.3

Union

0.9

1.2

1.2

1.1

1.1

0.9

0.6

0.3

0.2

0.5

Nonunion

0.5

0.6

0.7

0.6

0.7

0.5

0.3

0.1

0.1

0.3

Average wage within the following categories:3

 

 

 

 

 

 

 

 

 

 

    Lowest 25 percent

0.7

0.7

0.8

0.8

1.3

0.8

0.7

0.2

0.1

0.7

        Lowest 10 percent

1.2

0.9

0.9

1.1

2.1

1.6

1.3

–

0.1

1.4

    Second 25 percent

0.7

0.7

0.9

0.9

0.9

0.6

0.4

0.1

0.1

0.4

    Third 25 percent

0.7

0.8

0.9

0.8

0.8

0.6

0.4

0.2

0.1

0.4

    Highest 25 percent

0.7

0.9

0.9

0.9

0.8

0.6

0.5

0.3

0.3

0.4

        Highest 10 percent

1.1

1.3

1.4

1.3

0.9

1.0

0.7

0.4

0.4

0.6

Establishment characteristics

 

 

 

 

 

 

 

 

 

 

Goods-producing industries

0.7

1.0

1.0

1.0

0.8

0.8

0.7

0.3

0.5

0.4

Service-providing industries

0.5

0.6

0.7

0.7

0.8

0.5

0.4

0.1

0.1

0.4

    Education and health services

1.0

1.2

1.4

1.3

1.2

0.9

0.2

0.1

0.1

0.2

        Educational services

1.6

1.5

1.6

1.6

1.4

1.1

0.1

–

0.1

[2]

            Elementary and secondary schools

1.5

1.8

2.0

1.8

1.6

1.3

–

–

–

–

            Junior colleges, colleges, and universities

3.6

2.7

4.1

3.8

2.7

2.8

0.2

–

0.2

0.1

        Health care and social assistance

1.0

1.5

1.9

1.8

1.5

1.2

0.4

0.1

0.1

0.4

            Hospitals

1.3

2.0

1.9

1.7

1.8

1.8

0.6

0.3

0.2

0.5

    Public administration

1.5

1.9

2.1

2.1

1.9

2.2

–

–

–

–

1 to 99 workers

0.4

0.5

0.7

0.7

0.6

0.4

0.3

0.1

0.1

0.3

    1 to 49 workers

0.5

0.6

0.7

0.6

0.6

0.5

0.3

0.2

0.1

0.3

    50 to 99 workers

1.0

1.1

1.5

1.4

1.2

0.8

0.7

0.2

0.1

0.7

100 workers or more

0.7

0.8

1.0

0.8

1.0

0.6

0.6

0.2

0.2

0.6

    100 to 499 workers

0.8

1.2

1.2

1.1

0.9

0.8

0.5

0.2

0.2

0.5

    500 workers or more

1.0

1.0

1.7

1.1

1.6

0.9

1.0

0.3

0.3

1.0

Geographic areas

 

 

 

 

 

 

 

 

 

 

New England

0.8

1.5

1.7

1.7

1.2

–

0.8

0.3

0.2

0.7

Middle Atlantic

0.6

1.6

1.7

1.5

1.3

0.8

0.6

0.3

0.4

0.4

East North Central

1.0

1.2

1.4

1.3

1.1

0.7

0.7

0.4

0.3

0.6

West North Central

1.4

1.6

2.5

2.4

1.8

1.7

0.5

0.2

0.1

0.4

South Atlantic

1.1

1.5

1.4

1.2

1.2

1.0

0.6

0.2

0.3

0.5

East South Central

3.5

2.3

3.6

3.6

7.9

3.4

3.8

0.9

0.5

–

West South Central

1.7

1.6

1.4

1.4

1.3

1.3

0.6

0.4

0.2

0.6

Mountain

1.9

3.1

2.9

2.8

2.5

1.0

0.7

0.2

0.3

0.7

Pacific

1.0

0.9

1.3

1.5

1.2

1.3

0.5

0.3

0.2

0.3

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.

2Less than 0.05.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.