Short-term disability plans: Maximum benefit amounts

Employee Benefits Survey

ANNUAL BULLETIN ON BENEFIT COVERAGE

Short-term disability plans: Maximum benefit amounts

Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2010
Characteristics	With maximum benefit amount	Maximum weekly benefit amount2					With no maximum benefit amount
Characteristics	With maximum benefit amount	10th percentile	25th percentile	50th percentile (median)	75th percentile	90th percentile	With no maximum benefit amount
All workers	1.1	$0.00	$20.29	$0.00	$0.00	$176.81	1.1
Worker characteristics
Management, professional, and related	1.6	0.00	78.46	83.47	241.41	37.31	1.6
Management, business, and financial	2.0	0.00	96.01	77.34	172.17	197.21	2.0
Professional and related	1.9	0.00	116.17	47.18	249.89	70.43	1.9
Teachers	3.7	�	�	�	�	�	3.7
Primary, secondary, and special education school teachers	2.8	0.00	23.65	66.16	12.04	681.78	2.8
Registered nurses	3.1	0.00	55.95	86.20	298.24	254.23	3.1
Service	2.9	0.00	31.25	27.28	487.67	553.03	2.9
Protective service	5.1	�	�	�	�	�	5.1
Sales and office	1.4	0.00	42.56	0.00	0.00	194.08	1.4
Sales and related	2.3	0.00	57.80	35.30	328.49	246.11	2.3
Office and administrative support	1.6	0.00	64.55	0.00	0.00	100.87	1.6
Natural resources, construction, and maintenance	2.1	0.00	40.45	3.44	303.53	206.67	2.1
Construction, extraction, farming, fishing, and forestry	3.6	0.00	102.81	0.00	123.31	157.48	3.6
Installation, maintenance, and repair	2.7	0.00	57.30	35.94	78.10	67.63	2.7
Production, transportation, and material moving	2.0	0.00	27.88	20.48	56.11	205.76	2.0
Production	2.5	0.00	15.62	15.53	234.82	194.55	2.5
Transportation and material moving	2.7	0.00	54.51	32.08	153.74	357.39	2.7
Full time	1.2	0.00	32.78	7.28	179.50	173.83	1.2
Part time	5.0	�	�	�	�	�	5.0
Union	1.7	0.00	7.73	21.92	16.02	457.91	1.7
Nonunion	1.3	0.00	52.80	21.37	186.16	1.43	1.3
Average wage within the following categories:3
Lowest 25 percent	2.7	�	�	�	�	�	2.7
Lowest 10 percent	4.9	�	�	�	�	�	4.9
Second 25 percent	1.5	0.00	67.19	0.00	0.00	177.25	1.5
Third 25 percent	1.3	0.00	19.27	0.00	23.43	409.59	1.3
Highest 25 percent	1.5	0.00	102.96	16.98	164.98	2.05	1.5
Highest 10 percent	1.8	0.00	82.64	8.53	302.45	96.38	1.8
Establishment characteristics
Goods-producing industries	2.4	1.10	23.44	17.46	83.39	0.00	2.4
Service-providing industries	1.2	0.00	60.35	0.00	15.62	209.75	1.2
Education and health services	1.5	0.00	118.40	5.77	113.24	423.91	1.5
Educational services	2.5	11.26	66.47	59.25	68.94	153.50	2.5
Elementary and secondary schools	3.1	26.51	3.75	0.00	68.63	593.91	3.1
Junior colleges, colleges, and universities	3.9	0.00	0.00	19.74	118.18	474.31	3.9
Health care and social assistance	1.9	0.00	125.04	0.00	57.05	410.58	1.9
Hospitals	2.9	0.00	55.78	79.99	327.34	73.59	2.9
Public administration	3.5	0.00	0.00	13.39	344.66	0.00	3.5
1 to 99 workers	1.5	0.00	15.80	3.53	273.03	71.75	1.5
1 to 49 workers	1.7	0.00	11.53	2.50	202.67	115.37	1.7
50 to 99 workers	3.3	0.00	42.94	34.47	254.15	225.55	3.3
100 workers or more	1.5	0.00	76.43	13.89	307.24	0.47	1.5
100 to 499 workers	1.7	0.00	57.42	13.68	303.83	464.94	1.7
500 workers or more	2.2	0.00	80.38	108.71	420.58	99.65	2.2
Geographic areas
New England	5.3	�	�	�	�	�	5.3
Middle Atlantic	1.6	0.00	0.00	51.30	0.00	0.00	1.6
East North Central	2.8	20.83	64.00	95.63	185.35	312.83	2.8
West North Central	5.2	32.20	61.56	103.96	186.58	342.27	5.2
South Atlantic	2.4	37.44	0.00	143.51	78.10	31.82	2.4
West South Central	4.4	63.62	13.25	384.32	320.10	336.45	4.4
Mountain	4.5	140.26	41.54	105.65	305.23	860.17	4.5
Pacific	2.1	4.06	23.63	15.66	355.70	2.73	2.1
Footnotes:
1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.