U.S. flag

An official website of the United States government

Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Financial benefits: Access Data Table

Table 39. Financial benefits: Access, private industry workers,  National Compensation Survey, March 2010

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

Total1

Performance

Signing

Other

All workers

14

18

33

35

18

17

8

2

1

6

Worker characteristics

 

 

 

 

 

 

 

 

 

 

Management, professional, and related

19

31

56

58

23

27

11

4

3

8

    Management, business, and financial

25

32

58

61

26

32

14

6

4

11

    Professional and related

17

30

55

57

22

24

9

4

2

6

Service

6

9

19

19

13

8

3

1

[2]

3

    Protective service

–

11

17

20

28

7

4

–

–

4

Sales and office

18

17

34

36

21

20

10

3

1

8

    Sales and related

19

9

28

28

22

19

11

2

1

9

    Office and administrative support

18

22

38

41

20

20

10

3

2

7

Natural resources, construction, and maintenance

11

13

20

23

13

10

6

3

1

3

    Construction, extraction, farming, fishing, and
     forestry

5

9

10

13

9

5

2

–

1

1

    Installation, maintenance, and repair

16

17

31

33

18

15

10

5

1

5

Production, transportation, and material moving

10

15

26

28

17

12

7

1

1

5

    Production

10

18

29

32

17

14

7

1

1

5

    Transportation and material moving

10

12

23

23

17

9

7

1

1

6

Full time

16

22

39

41

21

19

9

3

2

7

Part time

6

8

18

17

12

9

5

1

[2]

4

Union

12

19

40

40

25

20

10

4

1

5

Nonunion

14

18

33

35

18

16

8

2

1

6

Average wage within the following categories:3

 

 

 

 

 

 

 

 

 

 

    Lowest 25 percent

6

7

15

15

12

8

5

1

[2]

4

        Lowest 10 percent

4

4

10

10

8

6

6

–

[2]

5

    Second 25 percent

15

17

30

32

19

15

6

1

1

5

    Third 25 percent

15

23

38

41

19

17

8

2

1

6

    Highest 25 percent

20

28

55

57

24

28

13

6

3

8

        Highest 10 percent

23

32

63

64

25

30

15

6

4

10

Establishment characteristics

 

 

 

 

 

 

 

 

 

 

Goods-producing industries

12

18

31

34

16

16

7

3

2

5

    Construction

5

7

9

12

7

5

1

–

–

–

    Manufacturing

15

22

40

43

19

22

10

4

3

6

Service-providing industries

14

18

34

35

19

17

8

2

1

6

    Trade, transportation, and utilities

18

13

30

29

22

16

10

1

1

9

        Wholesale trade

11

20

25

30

16

16

7

1

–

6

        Retail trade

19

6

27

26

24

16

11

1

1

10

        Transportation and warehousing

18

18

40

36

26

11

9

–

2

7

        Utilities

32

53

71

65

17

35

16

3

2

14

    Information

32

31

69

70

24

–

36

24

2

14

    Financial activities

29

37

60

64

19

41

18

8

4

14

        Finance and insurance

34

43

69

73

22

49

22

10

4

17

            Credit intermediation and related activities

37

48

71

74

25

50

24

13

6

17

            Insurance carriers and related activities

35

38

66

70

18

46

20

6

3

16

        Real estate and rental and leasing

12

13

25

30

9

8

–

–

–

–

    Professional and business services

13

19

33

33

18

18

7

2

2

6

        Professional and technical services

17

23

45

45

20

25

8

2

2

7

        Administrative and waste services

6

9

14

15

16

7

4

–

–

3

    Education and health services

10

26

43

46

21

14

2

[2]

1

1

        Educational services

10

24

44

49

32

14

1

–

1

[2]

            Junior colleges, colleges, and universities

14

29

70

73

47

23

3

–

3

1

        Health care and social assistance

10

26

43

46

19

15

2

[2]

[2]

1

    Leisure and hospitality

5

4

12

13

–

8

5

1

–

–

        Accommodation and food services

–

5

12

13

–

9

6

–

–

–

    Other services

4

12

12

15

13

6

1

–

–

–

1 to 99 workers

8

10

19

20

11

8

4

1

1

3

    1 to 49 workers

7

9

16

16

10

7

4

1

1

2

    50 to 99 workers

10

14

28

29

15

9

6

1

[2]

5

100 workers or more

21

27

51

53

27

27

12

4

2

9

    100 to 499 workers

19

22

41

43

25

21

10

2

1

8

    500 workers or more

23

34

64

67

30

35

15

5

3

11

Geographic areas

 

 

 

 

 

 

 

 

 

 

New England

10

18

42

42

20

15

9

2

1

7

Middle Atlantic

10

16

33

34

21

15

7

2

1

5

East North Central

15

19

35

36

19

18

9

3

2

6

West North Central

15

22

38

42

14

18

5

1

1

4

South Atlantic

14

18

33

34

16

15

9

2

2

6

East South Central

21

20

20

29

–

20

17

4

2

–

West South Central

12

19

33

35

15

16

7

2

1

5

Mountain

15

19

38

37

20

18

6

1

1

5

Pacific

14

14

31

32

19

18

7

3

1

5

Footnotes:

1The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.

2Less than 0.5 percent.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.