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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

77

[5]

11

1

[5]

10

[5]

Worker characteristics

               

Management, professional, and related

100

76

[5]

12

1

1

9

[5]

    Management, business, and financial

100

77

11

2

1

9

    Professional and related

100

76

[5]

12

1

1

10

[5]

        Teachers

100

79

11

1

1

7

            Primary, secondary, and special education
             school teachers

100

80

9

1

1

7

        Registered nurses

100

72

16

1

1

10

Service

100

77

9

1

1

11

    Protective service

100

77

11

2

1

9

Sales and office

100

73

[5]

15

1

[5]

11

[5]

    Sales and related

100

67

20

12

    Office and administrative support

100

75

[5]

13

1

[5]

10

[5]

Natural resources, construction, and maintenance

100

80

6

[5]

12

1

    Construction, extraction, farming, fishing, and
     forestry

100

80

6

1

11

    Installation, maintenance, and repair

100

81

6

[5]

12

[5]

Production, transportation, and material moving

100

83

1

6

[5]

9

    Production

100

82

7

[5]

10

    Transportation and material moving

100

84

5

[5]

9

Full time

100

77

[5]

11

1

[5]

10

[5]

Part time

100

75

[5]

16

1

8

Union

100

77

1

9

1

2

10

[5]

Nonunion

100

77

[5]

11

1

[5]

10

[5]

Average wage within the following categories:6

               

    Lowest 25 percent

100

77

12

11

        Lowest 10 percent

100

85

5

9

    Second 25 percent

100

75

[5]

13

1

[5]

11

[5]

    Third 25 percent

100

80

[5]

9

1

[5]

9

[5]

    Highest 25 percent

100

76

10

1

1

10

        Highest 10 percent

100

76

10

2

1

10

Establishment characteristics

               

Goods-producing industries

100

81

6

[5]

11

Service-providing industries

100

76

[5]

12

1

1

10

[5]

    Education and health services

100

76

13

1

1

9

        Educational services

100

78

13

1

1

6

            Elementary and secondary schools

100

79

11

1

1

7

            Junior colleges, colleges, and universities

100

76

19

1

1

3

        Health care and social assistance

100

75

12

1

1

11

            Hospitals

100

72

16

1

1

10

    Public administration

100

76

13

4

2

5

1 to 99 workers

100

80

7

[5]

12

[5]

    1 to 49 workers

100

79

7

[5]

13

[5]

    50 to 99 workers

100

81

8

[5]

10

100 workers or more

100

75

1

13

1

1

9

[5]

    100 to 499 workers

100

77

1

11

1

[5]

10

[5]

    500 workers or more

100

74

14

1

1

9

Geographic areas

               

New England

100

79

9

10

Middle Atlantic

100

78

8

[5]

3

10

East North Central

100

74

[5]

14

[5]

10

West North Central

100

76

12

11

South Atlantic

100

80

11

[5]

9

East South Central

100

81

13

6

West South Central

100

78

11

1

10

Mountain

100

72

11

1

16

Pacific

100

74

1

11

2

12

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5 percent.

6The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.