Standard Errors
Medical care benefits, family coverage: Employee participation by type of contribution

Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2011

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

0.0

0.7

[5]

0.6

0.1

[5]

0.4

[5]

Worker characteristics

                

Management, professional, and related

0.0

1.1

[5]

1.0

0.2

0.1

0.6

[5]

    Management, business, and financial

0.0

1.2

–

0.9

0.4

0.1

0.7

–

    Professional and related

0.0

1.3

[5]

1.3

0.2

0.1

0.7

[5]

        Teachers

0.0

1.6

–

1.2

0.4

0.4

1.0

–

            Primary, secondary, and special education
             school teachers

0.0

1.8

–

1.2

0.6

0.5

1.3

–

        Registered nurses

0.0

4.1

–

4.5

0.3

0.2

1.4

–

Service

0.0

1.2

–

0.9

0.2

0.2

0.9

–

    Protective service

0.0

2.8

–

2.0

0.7

0.6

2.0

–

Sales and office

0.0

1.0

[5]

0.8

0.2

[5]

0.6

[5]

    Sales and related

0.0

1.7

–

1.4

–

–

1.0

–

    Office and administrative support

0.0

1.1

[5]

0.9

0.2

[5]

0.7

[5]

Natural resources, construction, and maintenance

0.0

1.5

–

0.9

[5]

–

1.4

0.3

    Construction, extraction, farming, fishing, and
     forestry

0.0

2.3

–

1.3

0.1

–

2.0

–

    Installation, maintenance, and repair

0.0

1.9

–

1.1

[5]

–

1.7

[5]

Production, transportation, and material moving

0.0

1.1

0.3

0.7

[5]

–

0.9

–

    Production

0.0

1.5

–

1.1

[5]

–

1.2

–

    Transportation and material moving

0.0

1.3

–

0.7

–

[5]

1.0

–

Full time

0.0

0.7

[5]

0.6

0.1

[5]

0.5

[5]

Part time

0.0

2.0

[5]

1.6

0.2

–

1.2

–

Union

0.0

1.4

0.3

1.0

0.4

0.2

0.9

[5]

Nonunion

0.0

0.8

[5]

0.6

0.1

[5]

0.5

[5]

Average wage within the following categories:6

                

    Lowest 25 percent

0.0

1.2

–

0.9

–

–

0.9

–

        Lowest 10 percent

0.0

2.1

–

1.0

–

–

1.5

–

    Second 25 percent

0.0

1.0

[5]

0.8

0.2

[5]

0.6

[5]

    Third 25 percent

0.0

0.9

[5]

0.7

0.1

[5]

0.6

[5]

    Highest 25 percent

0.0

0.9

–

0.7

0.2

0.1

0.6

–

        Highest 10 percent

0.0

1.2

–

0.9

0.2

0.1

0.8

–

Establishment characteristics

                

Goods-producing industries

0.0

1.1

–

0.7

[5]

–

1.0

–

Service-providing industries

0.0

0.8

[5]

0.7

0.1

0.1

0.5

[5]

    Education and health services

0.0

1.5

–

1.5

0.1

0.1

0.8

–

        Educational services

0.0

1.6

–

1.2

0.2

0.2

0.9

–

            Elementary and secondary schools

0.0

1.9

–

1.3

0.4

0.2

1.4

–

            Junior colleges, colleges, and universities

0.0

2.5

–

2.3

0.1

0.2

0.6

–

        Health care and social assistance

0.0

2.5

–

2.5

0.2

0.2

1.3

–

            Hospitals

0.0

3.6

–

4.2

0.3

0.3

1.4

–

    Public administration

0.0

2.6

–

2.1

0.9

0.4

1.7

–

1 to 99 workers

0.0

1.1

–

0.8

[5]

–

0.9

[5]

    1 to 49 workers

0.0

1.3

–

1.0

[5]

–

1.1

[5]

    50 to 99 workers

0.0

1.7

–

1.1

–

[5]

1.5

–

100 workers or more

0.0

0.9

0.2

0.8

0.1

0.1

0.5

[5]

    100 to 499 workers

0.0

1.1

0.3

0.8

0.2

[5]

0.8

[5]

    500 workers or more

0.0

1.2

–

1.2

0.2

0.1

0.7

–

Geographic areas

                

New England

0.0

2.3

–

0.8

–

–

2.4

–

Middle Atlantic

0.0

2.0

–

1.6

[5]

0.4

1.0

–

East North Central

0.0

2.3

[5]

2.3

[5]

–

0.9

–

West North Central

0.0

2.4

–

1.4

–

–

1.5

–

South Atlantic

0.0

1.2

–

1.0

[5]

–

1.3

–

East South Central

0.0

2.8

–

2.3

–

–

1.7

–

West South Central

0.0

1.5

–

1.1

0.4

–

1.0

–

Mountain

0.0

2.1

–

1.2

0.1

–

2.4

–

Pacific

0.0

1.7

0.3

1.6

0.4

–

0.9

–

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.05.

6The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.