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Standard Errors
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Table 30. Standard errors for long-term disability plans: Method of benefit | ||||||||||||||
Characteristics |
Fixed |
Percent |
Flat dollar |
Other |
||||||||||
All workers |
1.2 |
1.1 |
0.3 |
0.4 |
||||||||||
Worker characteristics |
||||||||||||||
Management, professional, and related |
1.4 |
1.2 |
0.4 |
0.5 |
||||||||||
Professional and related |
1.5 |
1.2 |
0.5 |
0.5 |
||||||||||
Teachers |
1.3 |
– |
0.7 |
– |
||||||||||
Primary, secondary, and special education |
1.4 |
– |
0.9 |
– |
||||||||||
Service |
1.6 |
1.5 |
– |
– |
||||||||||
Protective service |
2.1 |
2.0 |
– |
– |
||||||||||
Sales and office |
1.5 |
1.5 |
– |
– |
||||||||||
Office and administrative support |
1.6 |
1.6 |
– |
– |
||||||||||
Natural resources, construction, and maintenance |
1.2 |
– |
– |
– |
||||||||||
Production, transportation, and material moving |
2.3 |
– |
– |
– |
||||||||||
Full time |
1.2 |
1.0 |
0.3 |
0.3 |
||||||||||
Part time |
2.8 |
– |
– |
– |
||||||||||
Union |
1.4 |
1.0 |
– |
– |
||||||||||
Nonunion |
1.4 |
1.4 |
– |
– |
||||||||||
Average wage within the following categories:1 |
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Lowest 25 percent |
1.6 |
1.5 |
– |
– |
||||||||||
Lowest 10 percent |
1.7 |
1.6 |
– |
– |
||||||||||
Second 25 percent |
1.7 |
1.5 |
– |
– |
||||||||||
Third 25 percent |
1.6 |
1.5 |
0.4 |
0.2 |
||||||||||
Highest 25 percent |
1.1 |
0.7 |
0.6 |
0.7 |
||||||||||
Highest 10 percent |
1.4 |
– |
– |
– |
||||||||||
Establishment characteristics |
||||||||||||||
Service-providing industries |
1.2 |
1.1 |
0.3 |
0.4 |
||||||||||
Education and health services |
1.4 |
1.1 |
– |
– |
||||||||||
Educational services |
1.4 |
1.0 |
– |
– |
||||||||||
Elementary and secondary schools |
1.2 |
– |
0.7 |
– |
||||||||||
Junior colleges, colleges, and universities |
4.1 |
– |
– |
– |
||||||||||
Health care and social assistance |
3.2 |
– |
– |
– |
||||||||||
Hospitals |
3.5 |
– |
– |
– |
||||||||||
Public administration |
2.2 |
2.1 |
– |
– |
||||||||||
1 to 99 workers |
2.7 |
2.7 |
1.0 |
– |
||||||||||
1 to 49 workers |
4.0 |
– |
1.8 |
– |
||||||||||
50 to 99 workers |
3.6 |
– |
– |
– |
||||||||||
100 workers or more |
1.3 |
1.2 |
0.3 |
0.4 |
||||||||||
100 to 499 workers |
1.3 |
0.9 |
– |
– |
||||||||||
500 workers or more |
1.7 |
1.5 |
– |
– |
||||||||||
State government |
4.1 |
– |
0.5 |
– |
||||||||||
Local government |
0.7 |
0.4 |
0.4 |
0.5 |
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Geographic areas |
||||||||||||||
New England |
1.0 |
– |
– |
– |
||||||||||
Middle Atlantic |
2.2 |
– |
– |
– |
||||||||||
East North Central |
4.5 |
– |
– |
– |
||||||||||
West North Central |
2.4 |
– |
– |
– |
||||||||||
South Atlantic |
1.0 |
– |
– |
– |
||||||||||
East South Central |
9.6 |
– |
– |
– |
||||||||||
West South Central |
2.1 |
– |
– |
– |
||||||||||
Mountain |
1.9 |
– |
– |
– |
||||||||||
Pacific |
2.7 |
– |
0.9 |
– |
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