Standard Errors
Long-term disability plans: Employee contribution requirement

Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, civilian workers,1 National Compensation
Survey, March 2012

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

0.8

0.8

Worker characteristics

    

Management, professional, and related

0.9

0.9

    Management, business, and financial

0.8

0.8

    Professional and related

1.2

1.2

        Teachers

2.6

2.6

            Primary, secondary, and special education
             school teachers

3.8

3.8

Service

1.8

1.8

    Protective service

5.0

5.0

Sales and office

0.9

0.9

    Sales and related

1.6

1.6

    Office and administrative support

0.9

0.9

Natural resources, construction, and maintenance

2.0

2.0

    Installation, maintenance, and repair

2.5

2.5

Production, transportation, and material moving

0.9

0.9

    Production

1.4

1.4

    Transportation and material moving

1.2

1.2

Full time

0.8

0.8

Union

1.4

1.4

Nonunion

0.7

0.7

Average wage within the following categories:2

    

    Lowest 25 percent

2.0

2.0

    Second 25 percent

1.2

1.2

    Third 25 percent

1.1

1.1

    Highest 25 percent

0.6

0.6

        Highest 10 percent

0.7

0.7

Establishment characteristics

    

Goods-producing industries

1.1

1.1

Service-providing industries

0.9

0.9

    Education and health services

1.8

1.8

        Educational services

2.7

2.7

            Elementary and secondary schools

4.4

4.4

            Junior colleges, colleges, and universities

1.9

1.9

        Healthcare and social assistance

2.0

2.0

            Hospitals

1.9

1.9

    Public administration

2.8

2.8

1 to 99 workers

1.0

1.0

    1 to 49 workers

0.8

0.8

    50 to 99 workers

2.1

2.1

100 workers or more

0.9

0.9

    100 to 499 workers

1.0

1.0

    500 workers or more

1.2

1.2

Geographic areas

    

New England

1.5

1.5

Middle Atlantic

2.0

2.0

East North Central

1.3

1.3

West North Central

2.0

2.0

South Atlantic

1.0

1.0

East South Central

0.9

0.9

West South Central

2.8

2.8

Pacific

1.5

1.5

1Includes workers in the private nonfarm
economy except those in private households, and
workers in the public sector, except the federal
government. See Technical Note for further
explanation.


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.