Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2012

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$14.00

0.6

$16.78

0.6

$14.76

$9.24

Worker characteristics

            

Management, professional, and related

15.28

0.8

20.21

0.8

16.03

11.17

    Professional and related

16.42

0.9

22.62

0.9

17.06

11.78

        Teachers

18.68

1.1

25.25

1.1

19.04

12.57

            Primary, secondary, and special education
             school teachers

20.96

1.3

27.54

1.3

21.52

13.44

Service

21.69

1.1

32.01

1.1

23.07

12.46

    Protective service

22.24

1.6

51.31

1.6

23.42

12.92

Sales and office

21.68

2.1

30.38

2.1

22.27

11.30

    Office and administrative support

22.04

1.7

29.68

1.7

22.76

11.10

Natural resources, construction, and maintenance

25.21

1.6

51.32

1.6

24.93

20.39

Production, transportation, and material moving

34.10

2.7

63.61

2.7

36.58

24.23

Full time

14.28

0.7

16.65

0.7

14.93

9.28

Part time

46.40

1.6

59.94

1.6

53.11

31.11

Union

11.79

1.1

18.06

1.1

13.51

9.56

Nonunion

20.26

0.4

45.33

0.4

20.46

14.49

Average wage within the following categories:1

            

    Lowest 25 percent

26.61

0.9

47.83

0.9

26.49

16.29

        Lowest 10 percent

43.46

0.9

107.18

0.9

42.85

25.59

    Second 25 percent

17.18

0.9

22.58

0.9

18.35

11.11

    Third 25 percent

20.40

0.9

35.71

0.9

21.02

13.17

    Highest 25 percent

15.47

1.1

20.25

1.1

17.08

12.49

        Highest 10 percent

19.97

1.4

16.83

1.4

24.17

14.77

Establishment characteristics

            

Service-providing industries

14.07

0.6

17.15

0.6

14.88

9.36

    Education and health services

15.87

0.7

21.87

0.7

16.59

12.08

        Educational services

16.34

0.8

23.44

0.8

16.87

12.15

            Elementary and secondary schools

17.86

1.0

25.39

1.0

17.67

11.65

            Junior colleges, colleges, and universities

39.37

0.8

40.37

0.8

40.77

33.41

        Healthcare and social assistance

31.04

1.5

52.22

1.5

32.07

20.20

            Hospitals

42.21

2.0

60.26

2.0

44.75

21.66

    Public administration

17.93

0.8

29.59

0.8

19.37

10.81

1 to 99 workers

50.86

2.1

83.18

2.1

50.08

22.60

    1 to 49 workers

52.78

2.5

114.08

2.5

53.18

31.31

    50 to 99 workers

76.49

–

–

–

–

–

100 workers or more

13.77

0.7

16.21

0.7

14.86

9.44

    100 to 499 workers

36.32

1.7

55.31

1.7

36.87

17.11

    500 workers or more

13.51

0.7

12.03

0.7

14.99

11.09

State government

24.32

0.9

48.72

0.9

24.92

18.60

Local government

15.39

0.9

17.68

0.9

16.24

9.17

Geographic areas

            

New England

16.70

1.7

116.15

1.7

18.09

27.04

Middle Atlantic

18.34

2.3

26.04

2.3

18.87

16.42

East North Central

33.85

2.2

34.10

2.2

37.30

20.24

West North Central

63.78

3.3

47.21

3.3

60.76

39.91

South Atlantic

25.77

0.2

53.10

0.2

25.82

20.33

East South Central

46.23

–

–

–

–

–

West South Central

22.97

–

–

–

–

–

Mountain

33.12

1.6

248.36

1.6

24.75

24.44

Pacific

17.22

2.3

42.80

2.3

20.69

14.38

1The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.


NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.