Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

77

–

14

2

1

5

–

Worker characteristics

                

Management, professional, and related

100

77

–

14

2

1

5

–

    Professional and related

100

77

–

15

2

1

5

–

        Teachers

100

77

–

14

1

1

6

–

            Primary, secondary, and special education
             school teachers

100

77

–

13

–

1

6

–

Service

100

80

–

11

2

2

5

–

    Protective service

100

81

–

8

2

3

5

–

Sales and office

100

76

–

16

2

1

5

–

    Office and administrative support

100

75

–

16

2

1

5

–

Natural resources, construction, and maintenance

100

80

–

10

2

2

6

–

Production, transportation, and material moving

100

74

–

16

–

2

6

–

Full time

100

77

–

14

2

1

5

–

Part time

100

77

–

16

2

–

4

–

Union

100

75

–

12

2

2

8

–

Nonunion

100

79

–

16

2

[4]

3

–

Average wage within the following categories:5

                

    Lowest 25 percent

100

80

–

14

–

[4]

4

–

        Lowest 10 percent

100

85

–

9

–

–

5

–

    Second 25 percent

100

78

–

14

1

1

5

–

    Third 25 percent

100

78

–

11

2

1

7

–

    Highest 25 percent

100

73

–

16

3

2

5

–

        Highest 10 percent

100

73

–

16

2

4

5

–

Establishment characteristics

                

Service-providing industries

100

77

–

14

2

1

5

–

    Education and health services

100

76

–

16

1

1

5

–

        Educational services

100

77

–

15

1

1

5

–

            Elementary and secondary schools

100

78

–

13

1

1

6

–

            Junior colleges, colleges, and universities

100

78

–

21

–

–

–

–

        Healthcare and social assistance

100

70

–

23

–

–

5

–

            Hospitals

100

75

–

20

–

–

4

–

    Public administration

100

78

–

11

4

2

5

–

1 to 99 workers

100

80

–

8

–

–

9

–

    1 to 49 workers

100

83

–

–

–

–

7

–

    50 to 99 workers

100

77

–

9

–

–

–

–

100 workers or more

100

77

–

15

2

1

5

–

    100 to 499 workers

100

79

–

10

–

3

5

–

    500 workers or more

100

76

–

16

2

1

5

–

State government

100

72

–

22

3

–

–

–

Local government

100

80

–

10

1

2

6

–

Geographic areas

                

New England

100

92

–

–

–

–

–

–

Middle Atlantic

100

61

–

17

–

13

7

–

East North Central

100

81

–

14

–

–

4

–

West North Central

100

74

–

–

–

–

–

–

South Atlantic

100

82

–

16

–

–

2

–

East South Central

100

78

–

–

–

–

–

–

West South Central

100

85

–

4

–

–

7

–

Mountain

100

78

–

–

–

–

6

–

Pacific

100

66

–

16

7

–

–

–

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.