Standard Errors
Life insurance plans: Employee contribution requirement

Table 17. Standard errors for life insurance plans: Employee
contribution requirement, State and local government workers,
National Compensation Survey, March 2012

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

1.4

1.4

Worker characteristics

    

Management, professional, and related

1.5

1.5

    Professional and related

1.5

1.5

        Teachers

1.4

1.4

            Primary, secondary, and special education
             school teachers

1.1

1.1

Service

1.7

1.7

    Protective service

1.6

1.6

Sales and office

1.7

1.7

    Office and administrative support

1.7

1.7

Natural resources, construction, and maintenance

2.0

2.0

Production, transportation, and material moving

1.7

1.7

Full time

1.4

1.4

Part time

2.1

2.1

Union

0.9

0.9

Nonunion

2.6

2.6

Average wage within the following categories:1

    

    Lowest 25 percent

3.1

3.1

    Second 25 percent

1.5

1.5

    Third 25 percent

1.4

1.4

    Highest 25 percent

1.2

1.2

        Highest 10 percent

1.7

1.7

Establishment characteristics

    

Service-providing industries

1.4

1.4

    Education and health services

1.8

1.8

        Educational services

2.0

2.0

            Elementary and secondary schools

1.4

1.4

        Healthcare and social assistance

2.6

2.6

            Hospitals

3.4

3.4

    Public administration

1.3

1.3

1 to 99 workers

2.2

2.2

    1 to 49 workers

2.6

2.6

100 workers or more

1.4

1.4

    100 to 499 workers

2.2

2.2

    500 workers or more

1.7

1.7

State government

3.4

3.4

Local government

0.9

0.9

Geographic areas

    

New England

6.5

6.5

Middle Atlantic

1.1

1.1

East North Central

3.3

3.3

West North Central

1.9

1.9

South Atlantic

0.8

0.8

West South Central

2.1

2.1

Mountain

0.9

0.9

Pacific

0.6

0.6

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Te chnical Note for more details.


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.