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Standard Errors
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Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, State and local | |||||||||||||||||||||||
Characteristics |
With |
Maximum monthly benefit amount1 |
With no |
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10th |
25th |
50th |
75th |
90th |
|||||||||||||||||||
All workers |
3.4 |
– |
$569.32 |
$0.00 |
$0.00 |
$603.36 |
3.4 |
||||||||||||||||
Worker characteristics |
|||||||||||||||||||||||
Management, professional, and related |
3.3 |
– |
579.49 |
0.00 |
0.00 |
1,230.18 |
3.3 |
||||||||||||||||
Professional and related |
3.4 |
– |
772.69 |
0.00 |
0.00 |
961.33 |
3.4 |
||||||||||||||||
Teachers |
3.7 |
– |
415.72 |
0.00 |
0.00 |
1,010.45 |
3.7 |
||||||||||||||||
Primary, secondary, and special education |
4.5 |
– |
831.52 |
306.89 |
749.13 |
568.59 |
4.5 |
||||||||||||||||
Service |
4.0 |
– |
383.26 |
0.00 |
784.92 |
0.00 |
4.0 |
||||||||||||||||
Protective service |
6.6 |
– |
1,207.84 |
220.91 |
573.93 |
0.00 |
6.6 |
||||||||||||||||
Sales and office |
5.2 |
– |
– |
0.00 |
156.20 |
1,343.73 |
5.2 |
||||||||||||||||
Office and administrative support |
5.6 |
– |
835.37 |
0.00 |
156.20 |
1,209.96 |
5.6 |
||||||||||||||||
Natural resources, construction, and maintenance |
5.4 |
– |
628.71 |
174.64 |
736.82 |
1,054.59 |
5.4 |
||||||||||||||||
Production, transportation, and material moving |
6.3 |
– |
845.53 |
468.61 |
1,208.85 |
1,570.46 |
6.3 |
||||||||||||||||
Full time |
3.5 |
– |
606.89 |
0.00 |
0.00 |
681.37 |
3.5 |
||||||||||||||||
Part time |
5.6 |
– |
– |
0.00 |
684.23 |
1,703.57 |
5.6 |
||||||||||||||||
Union |
3.1 |
$567.16 |
766.50 |
0.00 |
497.68 |
585.92 |
3.1 |
||||||||||||||||
Nonunion |
4.4 |
– |
538.57 |
506.16 |
78.10 |
1,240.95 |
4.4 |
||||||||||||||||
Average wage within the following categories:2 |
|||||||||||||||||||||||
Lowest 25 percent |
6.4 |
– |
884.59 |
803.66 |
953.70 |
862.10 |
6.4 |
||||||||||||||||
Lowest 10 percent |
7.8 |
– |
0.00 |
0.00 |
1,139.87 |
2,223.52 |
7.8 |
||||||||||||||||
Second 25 percent |
5.7 |
– |
– |
427.78 |
206.64 |
1,178.08 |
5.7 |
||||||||||||||||
Third 25 percent |
3.9 |
– |
795.36 |
0.00 |
191.31 |
1,003.94 |
3.9 |
||||||||||||||||
Highest 25 percent |
2.4 |
– |
122.00 |
0.00 |
692.77 |
831.23 |
2.4 |
||||||||||||||||
Highest 10 percent |
4.8 |
551.47 |
478.66 |
0.00 |
743.60 |
1,560.17 |
4.8 |
||||||||||||||||
Establishment characteristics |
|||||||||||||||||||||||
Service-providing industries |
3.5 |
– |
596.53 |
0.00 |
0.00 |
750.48 |
3.5 |
||||||||||||||||
Education and health services |
4.5 |
– |
528.86 |
0.00 |
0.00 |
875.03 |
4.5 |
||||||||||||||||
Educational services |
4.6 |
– |
634.32 |
0.00 |
0.00 |
1,243.72 |
4.6 |
||||||||||||||||
Elementary and secondary schools |
4.9 |
– |
966.75 |
667.67 |
732.93 |
322.02 |
4.9 |
||||||||||||||||
Healthcare and social assistance |
6.5 |
116.89 |
813.32 |
0.00 |
1,481.89 |
1,269.02 |
6.5 |
||||||||||||||||
Public administration |
3.9 |
– |
– |
0.00 |
413.28 |
1,306.90 |
3.9 |
||||||||||||||||
1 to 99 workers |
9.4 |
– |
526.02 |
694.19 |
468.61 |
701.01 |
9.4 |
||||||||||||||||
1 to 49 workers |
7.1 |
– |
466.27 |
1,117.28 |
1,000.20 |
0.00 |
7.1 |
||||||||||||||||
50 to 99 workers |
12.8 |
234.31 |
904.10 |
135.28 |
493.96 |
– |
12.8 |
||||||||||||||||
100 workers or more |
3.0 |
– |
662.84 |
0.00 |
282.14 |
888.65 |
3.0 |
||||||||||||||||
100 to 499 workers |
4.4 |
– |
552.27 |
0.00 |
796.49 |
559.07 |
4.4 |
||||||||||||||||
500 workers or more |
3.9 |
– |
997.94 |
0.00 |
447.34 |
1,381.77 |
3.9 |
||||||||||||||||
State government |
8.4 |
– |
– |
171.83 |
1,615.80 |
1,994.29 |
8.4 |
||||||||||||||||
Local government |
3.4 |
– |
287.67 |
0.00 |
0.00 |
471.73 |
3.4 |
||||||||||||||||
Geographic areas |
|||||||||||||||||||||||
Middle Atlantic |
6.2 |
– |
732.67 |
0.00 |
728.49 |
523.93 |
6.2 |
||||||||||||||||
East North Central |
6.0 |
441.81 |
521.36 |
640.73 |
690.25 |
247.97 |
6.0 |
||||||||||||||||
West North Central |
7.5 |
556.84 |
902.89 |
0.00 |
565.91 |
– |
7.5 |
||||||||||||||||
South Atlantic |
4.9 |
0.00 |
– |
0.00 |
645.75 |
1,249.64 |
4.9 |
||||||||||||||||
Mountain |
12.9 |
– |
0.00 |
493.96 |
1,486.00 |
1,239.84 |
12.9 |
||||||||||||||||
Pacific |
4.2 |
246.98 |
793.88 |
0.00 |
220.91 |
0.00 |
4.2 |
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