Standard Errors
Medical care benefits: Employee contributions for single and family coverage

Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers,  National Compensation Survey, March 2012

Characteristics

Single coverage1

Family coverage1

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

$0.78

$1.30

$1.10

$1.71

$4.66

$4.49

$4.57

$3.92

$10.44

$17.26

Worker characteristics

                    

Management, professional, and related

1.26

2.57

1.91

2.76

6.59

6.81

4.30

5.45

15.63

25.77

    Management, business, and financial

0.98

3.29

2.43

2.56

9.11

7.11

6.17

8.29

17.00

33.18

    Professional and related

1.99

2.82

2.86

3.73

6.70

10.65

5.90

9.25

15.49

29.20

Service

5.57

3.45

4.44

5.23

2.54

15.84

14.74

22.35

26.76

25.16

    Protective service

11.93

13.27

11.02

41.92

3.78

–

42.59

114.79

196.34

329.43

Sales and office

2.66

1.61

1.96

2.19

6.78

9.85

7.91

6.94

19.08

21.35

    Sales and related

3.16

3.01

2.54

8.08

23.34

11.79

13.44

10.98

49.26

41.34

    Office and administrative support

1.40

2.01

1.49

3.59

6.66

7.28

6.41

9.30

22.08

25.24

Natural resources, construction, and maintenance

6.05

1.88

3.64

3.88

5.99

7.67

14.30

16.25

29.32

33.10

    Construction, extraction, farming, fishing, and
     forestry

3.61

4.43

6.04

8.30

16.90

14.55

11.98

24.03

53.81

132.50

    Installation, maintenance, and repair

8.14

2.05

4.64

6.87

5.78

12.24

19.96

25.97

38.72

28.42

Production, transportation, and material moving

1.25

2.29

2.48

2.77

4.03

4.67

8.43

8.88

20.42

39.35

    Production

1.45

4.83

3.03

3.99

4.08

10.37

7.71

12.20

21.31

32.33

    Transportation and material moving

2.46

2.55

2.01

4.75

12.16

5.99

10.47

16.78

17.45

61.88

Full time

1.05

1.23

1.14

1.46

4.11

5.20

4.72

4.69

10.33

16.90

Part time

1.84

6.51

6.17

11.23

11.01

28.00

26.50

27.69

39.79

52.17

Union

3.03

3.89

2.12

4.76

9.06

1.32

10.89

8.83

17.81

61.13

Nonunion

0.97

1.35

0.98

1.93

4.52

3.62

2.46

5.70

10.50

16.63

Average wage within the following categories:2

                    

    Lowest 25 percent

2.95

3.20

4.36

10.21

13.45

17.80

14.77

21.51

34.39

20.63

        Lowest 10 percent

7.93

6.55

20.23

2.00

43.47

6.41

29.55

29.54

50.51

145.35

    Second 25 percent

1.26

2.28

2.61

2.36

7.39

7.54

7.89

7.87

12.61

24.23

    Third 25 percent

0.90

2.01

1.98

3.10

4.66

5.49

6.55

5.39

17.03

25.39

    Highest 25 percent

2.22

1.10

1.37

2.18

7.01

5.78

4.87

4.50

11.26

29.08

        Highest 10 percent

2.51

1.75

2.33

3.51

8.67

6.67

9.63

10.57

24.06

16.71

Establishment characteristics

                    

Goods-producing industries

0.87

2.94

2.09

2.44

3.64

9.14

9.09

6.67

14.25

23.20

    Construction

2.95

3.22

10.81

10.13

12.44

9.08

23.10

23.95

42.10

106.92

    Manufacturing

1.19

2.01

2.49

3.93

2.49

5.04

6.51

8.24

12.48

33.41

Service-providing industries

1.19

1.11

1.27

2.50

4.78

4.64

4.09

6.18

11.36

18.38

    Trade, transportation, and utilities

2.54

2.57

2.94

5.78

8.94

12.29

14.28

10.67

16.54

27.51

        Wholesale trade

3.83

4.11

3.79

8.59

11.74

14.69

16.27

15.91

32.15

37.51

        Retail trade

5.09

1.38

3.48

7.27

19.46

19.56

18.57

12.75

24.27

42.41

        Transportation and warehousing

3.57

7.97

2.68

8.78

29.54

15.12

15.63

25.25

38.09

66.33

        Utilities

–

1.85

6.99

5.10

19.96

8.25

29.06

28.29

21.84

52.74

    Information

5.85

1.50

3.62

5.76

4.91

25.91

13.08

8.91

16.80

59.93

    Financial activities

0.97

2.22

2.45

3.38

7.57

5.76

6.92

8.04

17.70

38.87

        Finance and insurance

0.96

2.77

2.08

2.71

5.15

5.07

7.72

3.10

9.95

33.52

            Credit intermediation and related activities

1.05

4.03

1.92

3.56

2.81

9.12

9.12

3.17

23.49

28.12

            Insurance carriers and related activities

2.94

3.19

5.79

5.21

8.37

14.23

12.71

10.79

22.01

41.54

        Real estate and rental and leasing

4.52

8.17

9.12

16.75

–

10.26

66.34

49.86

125.69

134.64

    Professional and business services

3.32

2.15

2.35

6.90

11.07

7.29

9.35

17.50

30.89

28.39

        Professional and technical services

4.59

4.39

3.93

6.48

16.85

11.46

13.93

25.43

53.69

34.50

        Administrative and waste services

5.12

3.98

3.29

24.37

54.68

39.29

11.74

32.47

54.40

73.14

    Education and health services

4.07

1.53

3.93

3.99

7.07

14.73

15.39

9.67

28.39

44.45

        Educational services

8.93

0.69

6.75

14.48

4.44

8.95

5.09

14.67

20.45

45.11

            Junior colleges, colleges, and universities

3.61

4.75

2.18

5.88

11.80

7.68

6.52

12.96

17.21

75.57

        Healthcare and social assistance

4.86

3.21

3.96

5.56

7.53

10.96

16.73

15.23

33.13

59.12

    Leisure and hospitality

7.17

4.60

1.31

12.67

0.97

21.16

35.24

20.44

68.05

45.16

        Accommodation and food services

–

4.95

2.57

15.03

1.85

22.43

48.27

29.72

18.71

80.68

    Other services

2.93

6.90

17.58

16.81

10.78

10.67

39.08

48.60

51.78

46.55

1 to 99 workers

3.91

2.38

1.52

3.69

8.42

7.92

6.60

13.31

19.92

21.41

    1 to 49 workers

2.64

2.30

2.07

5.45

11.47

11.33

7.38

18.34

24.42

26.48

    50 to 99 workers

2.40

3.32

2.42

5.29

8.26

5.44

9.96

19.85

25.57

30.21

100 workers or more

0.84

1.85

1.87

2.01

6.04

4.10

3.22

6.02

8.61

27.75

    100 to 499 workers

2.14

2.65

2.13

3.67

7.23

8.59

7.62

7.40

17.09

40.02

    500 workers or more

0.48

2.02

1.64

3.01

8.45

6.59

5.23

7.47

10.99

18.70

Geographic areas

                    

New England

1.63

6.06

2.51

11.16

21.46

18.72

8.32

11.83

17.26

55.80

Middle Atlantic

1.60

3.82

2.57

3.25

13.72

8.64

5.06

10.30

32.42

57.01

East North Central

3.17

3.50

2.84

6.31

6.59

12.60

13.70

8.77

9.28

35.24

West North Central

3.38

4.01

4.64

6.27

11.27

16.08

8.19

25.15

50.34

51.94

South Atlantic

0.97

3.44

3.60

4.38

14.27

8.10

11.03

14.94

20.69

16.89

East South Central

–

6.48

7.43

5.05

18.84

23.86

32.18

19.28

56.01

128.88

West South Central

4.15

5.08

3.08

4.07

6.92

22.14

8.51

19.01

41.52

36.30

Mountain

4.92

5.75

7.52

6.27

19.95

11.78

19.24

12.39

11.71

38.84

Pacific

2.81

3.21

2.17

5.80

12.61

9.44

15.96

12.85

32.12

43.48

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same  or less than the premium shown. The remaining percentiles follow the same
logic.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.