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Employee Benefits Survey
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Medical care benefits, single coverage: Employee participation by type of contribution

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

71

–

19

3

2

5

–

Worker characteristics

                

Management, professional, and related

100

70

–

20

3

1

5

–

    Professional and related

100

71

–

20

2

1

5

–

        Teachers

100

72

–

19

–

1

5

–

            Primary, secondary, and special education
             school teachers

100

73

–

16

–

1

6

–

Service

100

73

–

16

2

3

6

–

    Protective service

100

76

–

11

3

3

6

–

Sales and office

100

70

–

20

3

2

4

–

    Office and administrative support

100

70

–

21

4

2

4

–

Natural resources, construction, and maintenance

100

72

–

15

–

3

8

–

Production, transportation, and material moving

100

70

–

18

–

2

8

–

Full time

100

71

–

18

3

2

5

–

Part time

100

62

–

29

2

–

6

–

Union

100

72

–

14

4

3

7

–

Nonunion

100

70

–

23

2

[4]

4

–

Average wage within the following categories:5

                

    Lowest 25 percent

100

74

–

19

–

[4]

4

–

        Lowest 10 percent

100

79

–

14

–

–

6

–

    Second 25 percent

100

73

–

17

3

1

4

–

    Third 25 percent

100

74

–

16

2

2

6

–

    Highest 25 percent

100

64

–

22

4

3

6

–

        Highest 10 percent

100

65

–

20

3

4

7

–

Establishment characteristics

                

Service-providing industries

100

71

–

18

3

2

5

–

    Education and health services

100

70

–

23

2

1

4

–

        Educational services

100

71

–

22

1

1

5

–

            Elementary and secondary schools

100

74

–

17

1

2

6

–

            Junior colleges, colleges, and universities

100

65

–

35

–

–

–

–

        Healthcare and social assistance

100

63

–

29

–

–

3

–

            Hospitals

100

66

–

25

–

–

–

–

    Public administration

100

74

–

12

5

2

5

–

1 to 99 workers

100

68

–

17

–

–

9

–

    1 to 49 workers

100

65

–

–

–

–

–

–

    50 to 99 workers

100

71

–

17

–

–

–

–

100 workers or more

100

71

–

19

3

2

5

–

    100 to 499 workers

100

74

–

15

–

4

4

–

    500 workers or more

100

71

–

20

3

1

5

–

State government

100

66

–

29

4

–

–

–

Local government

100

74

–

13

2

2

7

–

Geographic areas

                

New England

100

90

–

–

–

–

7

–

Middle Atlantic

100

49

–

26

–

12

11

–

East North Central

100

71

–

23

–

–

4

–

West North Central

100

67

–

21

–

–

–

–

South Atlantic

100

78

–

20

–

–

2

–

East South Central

100

71

–

–

–

–

–

–

West South Central

100

84

–

5

–

–

6

–

Mountain

100

75

–

–

–

–

–

–

Pacific

100

64

–

17

13

–

4

–

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold.  The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.