Standard Errors
Medical care benefits, single coverage: Employee participation by type of contribution

Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2013

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

0.0

1.8

–

1.7

0.5

0.3

0.7

–

Worker characteristics

                

Management, professional, and related

0.0

2.0

–

2.0

0.6

0.3

0.8

–

    Professional and related

0.0

2.2

–

2.2

0.4

0.4

0.9

–

        Teachers

0.0

2.6

–

2.5

–

0.4

1.3

–

            Primary, secondary, and special education
             school teachers

0.0

2.6

–

2.2

–

0.5

1.5

–

Service

0.0

2.5

–

2.1

0.4

0.4

1.0

–

    Protective service

0.0

2.9

–

2.3

1.0

0.6

1.6

–

Sales and office

0.0

2.8

–

2.7

1.1

0.4

0.8

–

    Office and administrative support

0.0

2.8

–

2.7

1.1

0.4

0.8

–

Natural resources, construction, and maintenance

0.0

3.4

–

2.2

–

0.9

2.1

–

Production, transportation, and material moving

0.0

4.1

–

2.9

–

1.1

2.2

–

Full time

0.0

1.8

–

1.7

0.5

0.3

0.7

–

Part time

0.0

7.2

–

7.8

0.8

–

2.7

–

Union

0.0

1.6

–

1.2

0.7

0.6

1.0

–

Nonunion

0.0

3.1

–

3.0

0.8

0.1

0.8

–

Average wage within the following categories:4

                

    Lowest 25 percent

0.0

3.2

–

2.7

–

0.1

1.0

–

        Lowest 10 percent

0.0

3.7

–

3.2

–

–

2.0

–

    Second 25 percent

0.0

2.3

–

2.1

0.5

0.5

0.8

–

    Third 25 percent

0.0

2.1

–

2.0

0.6

0.4

1.0

–

    Highest 25 percent

0.0

1.8

–

1.7

0.6

0.6

1.1

–

        Highest 10 percent

0.0

2.4

–

1.9

0.8

1.2

2.1

–

Establishment characteristics

                

Service-providing industries

0.0

1.8

–

1.7

0.4

0.3

0.7

–

    Education and health services

0.0

2.3

–

2.4

0.3

0.3

0.8

–

        Educational services

0.0

2.6

–

2.6

0.4

0.3

0.9

–

            Elementary and secondary schools

0.0

2.4

–

2.1

0.5

0.5

1.3

–

            Junior colleges, colleges, and universities

0.0

6.2

–

6.2

–

–

–

–

        Healthcare and social assistance

0.0

4.2

–

4.2

–

–

1.6

–

            Hospitals

0.0

5.5

–

5.6

–

–

–

–

    Public administration

0.0

2.5

–

1.8

1.3

0.4

1.1

–

1 to 99 workers

0.0

4.2

–

3.9

–

–

2.9

–

    1 to 49 workers

0.0

6.1

–

–

–

–

–

–

    50 to 99 workers

0.0

5.0

–

3.9

–

–

–

–

100 workers or more

0.0

1.8

–

1.7

0.4

0.3

0.7

–

    100 to 499 workers

0.0

3.4

–

2.8

–

0.7

0.9

–

    500 workers or more

0.0

2.1

–

2.0

0.5

0.3

0.8

–

State government

0.0

3.9

–

3.7

1.2

–

–

–

Local government

0.0

1.6

–

1.3

0.4

0.4

1.0

–

Geographic areas

                

New England

0.0

2.7

–

–

–

–

2.6

–

Middle Atlantic

0.0

3.7

–

4.8

–

2.4

2.9

–

East North Central

0.0

4.7

–

4.2

–

–

1.6

–

West North Central

0.0

5.9

–

6.0

–

–

–

–

South Atlantic

0.0

4.6

–

4.5

–

–

0.8

–

East South Central

0.0

9.6

–

–

–

–

–

–

West South Central

0.0

5.4

–

1.3

–

–

2.7

–

Mountain

0.0

7.0

–

–

–

–

–

–

Pacific

0.0

2.6

–

2.5

1.7

–

1.4

–

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold.  The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.


NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.