Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2013

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$14.23

0.7

$19.03

0.7

$15.29

$9.29

Worker characteristics

            

Management, professional, and related

15.25

0.8

24.13

0.8

16.27

11.04

    Professional and related

16.64

0.9

27.50

0.9

17.56

11.90

        Teachers

19.24

1.1

33.61

1.1

19.77

12.80

            Primary, secondary, and special education
             school teachers

22.10

1.3

37.23

1.3

23.03

13.65

Service

21.28

1.1

28.37

1.1

23.33

13.01

    Protective service

19.72

1.6

54.27

1.6

21.75

14.77

Sales and office

22.82

2.1

37.97

2.1

23.91

12.03

    Office and administrative support

23.41

1.8

38.53

1.8

24.55

11.76

Natural resources, construction, and maintenance

25.41

1.6

58.45

1.6

24.86

22.49

Production, transportation, and material moving

38.60

2.8

63.88

2.8

41.72

27.17

Full time

14.51

0.7

19.17

0.7

15.44

9.41

Part time

56.16

1.7

33.75

1.7

62.51

34.86

Union

11.71

1.2

19.35

1.2

13.68

9.35

Nonunion

21.73

0.4

50.67

0.4

22.14

14.76

Average wage within the following categories:1

            

    Lowest 25 percent

27.81

0.6

46.68

0.6

28.83

17.20

        Lowest 10 percent

46.34

0.8

117.07

0.8

45.88

24.06

    Second 25 percent

17.68

1.0

22.50

1.0

19.00

12.43

    Third 25 percent

18.94

1.1

36.28

1.1

19.65

15.40

    Highest 25 percent

16.24

1.3

24.42

1.3

17.72

12.64

        Highest 10 percent

20.36

1.6

31.71

1.6

23.94

15.58

Establishment characteristics

            

Service-providing industries

14.40

0.7

19.30

0.7

15.47

9.38

    Education and health services

16.77

0.8

27.91

0.8

17.63

12.41

        Educational services

17.44

0.9

28.65

0.9

18.09

12.72

            Elementary and secondary schools

19.07

1.1

29.96

1.1

19.32

11.81

            Junior colleges, colleges, and universities

42.26

0.9

56.40

0.9

44.10

33.01

        Healthcare and social assistance

30.70

1.5

70.20

1.5

31.42

22.49

            Hospitals

41.01

2.1

80.42

2.1

42.55

25.47

    Public administration

16.43

0.8

31.66

0.8

18.08

11.14

1 to 99 workers

45.56

2.0

79.11

2.0

46.66

24.46

    1 to 49 workers

51.21

2.6

113.42

2.6

54.50

30.74

    50 to 99 workers

68.41

–

–

–

–

–

100 workers or more

14.47

0.7

19.87

0.7

15.70

9.52

    100 to 499 workers

35.27

1.5

64.29

1.5

35.78

17.92

    500 workers or more

14.25

0.7

16.88

0.7

15.91

11.21

State government

24.86

0.9

60.56

0.9

25.46

18.02

Local government

16.07

0.9

19.28

0.9

17.44

8.89

Geographic areas

            

New England

16.53

1.8

129.28

1.8

25.11

23.97

Middle Atlantic

18.18

2.2

29.12

2.2

18.11

16.49

East North Central

27.51

2.2

46.61

2.2

31.43

20.95

West North Central

46.92

3.1

78.48

3.1

45.79

45.01

South Atlantic

26.60

0.1

103.27

0.1

26.56

22.57

East South Central

53.07

–

–

–

–

–

West South Central

29.86

–

–

–

–

–

Mountain

38.27

1.5

99.77

1.5

40.73

31.51

Pacific

19.15

2.6

37.47

2.6

23.38

11.15

1Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March&nbs p;2013."


NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.