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Employee Benefits Survey
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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, State and local government
workers, National Compensation Survey, March 2013

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

17

43

23

13

4

60.6

60.0

Worker characteristics

              

Management, professional, and related

15

40

27

13

5

60.9

60.0

    Professional and related

16

38

27

13

6

60.9

60.0

        Teachers

16

36

26

15

8

61.1

60.0

            Primary, secondary, and special education
             school teachers

16

32

28

16

7

61.3

62.0

Service

22

46

17

10

5

60.2

60.0

    Protective service

22

48

15

–

–

60.1

60.0

Sales and office

17

50

17

15

1

60.1

60.0

    Office and administrative support

17

49

17

16

1

60.1

60.0

Natural resources, construction, and maintenance

18

42

23

–

–

60.3

60.0

Production, transportation, and material moving

17

54

–

–

–

61.1

60.0

Full time

16

44

24

13

4

60.7

60.0

Part time

41

23

10

–

–

59.0

60.0

Union

21

43

12

16

7

60.5

60.0

Nonunion

13

43

32

10

2

60.7

60.0

Average wage within the following categories:1

              

    Lowest 25 percent

18

41

26

12

3

60.7

60.0

        Lowest 10 percent

21

38

24

–

–

60.2

60.0

    Second 25 percent

17

44

24

11

4

60.5

60.0

    Third 25 percent

13

46

24

13

4

61.3

60.0

    Highest 25 percent

20

42

19

14

6

60.1

60.0

        Highest 10 percent

19

48

17

12

4

59.5

60.0

Establishment characteristics

              

Service-providing industries

17

43

23

13

4

60.7

60.0

    Education and health services

17

42

24

12

5

60.7

60.0

        Educational services

16

39

26

14

6

61.2

60.0

            Elementary and secondary schools

17

32

29

16

6

61.4

62.0

            Junior colleges, colleges, and universities

12

56

18

–

–

60.5

60.0

        Healthcare and social assistance

23

59

–

–

–

57.5

60.0

            Hospitals

25

57

–

–

–

57.1

60.0

    Public administration

19

45

22

12

3

60.3

60.0

1 to 99 workers

–

42

–

14

6

62.1

60.0

    1 to 49 workers

–

36

–

–

–

62.3

62.0

    50 to 99 workers

–

47

–

–

–

62.0

60.0

100 workers or more

18

44

22

12

4

60.4

60.0

    100 to 499 workers

23

42

16

15

5

60.0

60.0

    500 workers or more

16

44

24

12

4

60.5

60.0

State government

11

51

25

–

–

60.9

60.0

Local government

19

41

22

13

5

60.5

60.0

Geographic areas

              

Middle Atlantic

11

61

–

19

–

61.0

60.0

East North Central

48

19

–

13

–

57.6

60.0

West North Central

–

61

–

11

–

61.1

60.0

South Atlantic

8

34

53

–

–

61.3

62.0

East South Central

–

58

–

–

–

58.9

60.0

West South Central

–

78

–

–

–

59.4

60.0

Mountain

–

35

–

34

–

63.7

66.0

Pacific

14

52

20

–

–

61.0

60.0

1Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold.  The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.