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Standard Errors
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Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, State and local | |||||||||||||||||||||||
Characteristics |
With |
Maximum monthly benefit amount1 |
With no |
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10th |
25th |
50th |
75th |
90th |
|||||||||||||||||||
All workers |
3.4 |
– |
$367.50 |
$0.00 |
$0.00 |
$540.55 |
3.4 |
||||||||||||||||
Worker characteristics |
|||||||||||||||||||||||
Management, professional, and related |
3.3 |
– |
421.33 |
0.00 |
0.00 |
1,146.54 |
3.3 |
||||||||||||||||
Professional and related |
3.4 |
– |
683.80 |
0.00 |
0.00 |
961.33 |
3.4 |
||||||||||||||||
Teachers |
3.8 |
– |
319.42 |
0.00 |
135.28 |
981.86 |
3.8 |
||||||||||||||||
Primary, secondary, and special education |
4.5 |
– |
807.74 |
326.17 |
632.10 |
506.16 |
4.5 |
||||||||||||||||
Service |
3.7 |
– |
371.30 |
0.00 |
599.92 |
0.00 |
3.7 |
||||||||||||||||
Protective service |
6.1 |
– |
875.45 |
156.20 |
685.35 |
0.00 |
6.1 |
||||||||||||||||
Sales and office |
5.3 |
– |
– |
0.00 |
0.00 |
1,239.84 |
5.3 |
||||||||||||||||
Office and administrative support |
5.6 |
– |
– |
0.00 |
0.00 |
1,199.83 |
5.6 |
||||||||||||||||
Natural resources, construction, and maintenance |
5.5 |
– |
864.09 |
191.31 |
765.25 |
477.13 |
5.5 |
||||||||||||||||
Production, transportation, and material moving |
5.9 |
– |
790.65 |
493.96 |
1,012.93 |
2,034.69 |
5.9 |
||||||||||||||||
Full time |
3.5 |
– |
397.45 |
0.00 |
0.00 |
572.82 |
3.5 |
||||||||||||||||
Part time |
5.6 |
– |
1,301.76 |
0.00 |
652.28 |
1,237.67 |
5.6 |
||||||||||||||||
Union |
3.1 |
– |
793.68 |
0.00 |
518.05 |
530.64 |
3.1 |
||||||||||||||||
Nonunion |
4.2 |
– |
388.08 |
382.62 |
78.10 |
1,063.94 |
4.2 |
||||||||||||||||
Average wage within the following categories:2 |
|||||||||||||||||||||||
Lowest 25 percent |
6.0 |
– |
949.13 |
769.22 |
1,272.45 |
569.93 |
6.0 |
||||||||||||||||
Lowest 10 percent |
7.4 |
– |
732.67 |
135.28 |
987.76 |
2,501.11 |
7.4 |
||||||||||||||||
Second 25 percent |
5.1 |
– |
– |
155.42 |
441.81 |
1,182.81 |
5.1 |
||||||||||||||||
Third 25 percent |
4.1 |
– |
629.64 |
0.00 |
234.31 |
1,038.76 |
4.1 |
||||||||||||||||
Highest 25 percent |
2.6 |
– |
107.09 |
0.00 |
892.37 |
715.27 |
2.6 |
||||||||||||||||
Highest 10 percent |
5.4 |
$564.48 |
400.99 |
0.00 |
874.34 |
932.40 |
5.4 |
||||||||||||||||
Establishment characteristics |
|||||||||||||||||||||||
Service-providing industries |
3.4 |
– |
327.58 |
0.00 |
0.00 |
564.12 |
3.4 |
||||||||||||||||
Education and health services |
4.4 |
– |
490.24 |
0.00 |
0.00 |
825.97 |
4.4 |
||||||||||||||||
Educational services |
4.5 |
– |
543.65 |
0.00 |
0.00 |
1,168.72 |
4.5 |
||||||||||||||||
Elementary and secondary schools |
4.8 |
– |
944.54 |
694.54 |
– |
284.30 |
4.8 |
||||||||||||||||
Junior colleges, colleges, and universities |
9.5 |
– |
966.33 |
800.31 |
997.15 |
195.26 |
9.5 |
||||||||||||||||
Healthcare and social assistance |
6.5 |
112.64 |
817.06 |
0.00 |
1,465.33 |
1,350.52 |
6.5 |
||||||||||||||||
Public administration |
3.9 |
– |
– |
0.00 |
493.96 |
1,168.93 |
3.9 |
||||||||||||||||
1 to 99 workers |
8.9 |
– |
487.00 |
676.39 |
0.00 |
413.28 |
8.9 |
||||||||||||||||
1 to 49 workers |
6.6 |
397.63 |
140.58 |
1,291.41 |
950.16 |
0.00 |
6.6 |
||||||||||||||||
50 to 99 workers |
12.2 |
– |
– |
493.96 |
0.00 |
– |
12.2 |
||||||||||||||||
100 workers or more |
3.0 |
– |
482.64 |
0.00 |
402.88 |
1,129.49 |
3.0 |
||||||||||||||||
100 to 499 workers |
4.4 |
– |
537.26 |
0.00 |
1,099.00 |
802.79 |
4.4 |
||||||||||||||||
500 workers or more |
3.9 |
– |
786.70 |
0.00 |
487.11 |
1,682.38 |
3.9 |
||||||||||||||||
State government |
8.4 |
– |
896.24 |
171.83 |
1,126.41 |
2,113.10 |
8.4 |
||||||||||||||||
Local government |
3.3 |
– |
108.22 |
0.00 |
0.00 |
553.76 |
3.3 |
||||||||||||||||
Geographic areas |
|||||||||||||||||||||||
Middle Atlantic |
5.8 |
– |
– |
0.00 |
785.23 |
366.33 |
5.8 |
||||||||||||||||
East North Central |
6.1 |
599.92 |
554.69 |
666.85 |
582.10 |
209.57 |
6.1 |
||||||||||||||||
West North Central |
7.4 |
589.33 |
863.80 |
0.00 |
1,053.66 |
1,370.69 |
7.4 |
||||||||||||||||
South Atlantic |
4.6 |
0.00 |
– |
0.00 |
298.02 |
1,000.20 |
4.6 |
||||||||||||||||
Mountain |
12.8 |
– |
0.00 |
487.75 |
1,386.18 |
1,229.96 |
12.8 |
||||||||||||||||
Pacific |
4.4 |
246.98 |
871.19 |
0.00 |
0.00 |
0.00 |
4.4 |
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