Standard Errors
Short-term disability plans: Method of funding

Table 22. Standard errors for short-term disability plans: Method of funding, State
and local government workers, National Compensation Survey, March 2013

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

2.4

2.3

1.1

0.7

Worker characteristics

        

Management, professional, and related

2.6

2.5

1.2

0.8

    Professional and related

2.7

2.4

1.5

1.0

        Teachers

4.3

3.9

2.8

0.8

            Primary, secondary, and special education
             school teachers

4.8

4.9

–

–

Service

3.9

3.6

1.8

1.1

    Protective service

6.4

6.0

–

–

Sales and office

4.3

3.8

1.2

1.6

    Office and administrative support

4.1

3.7

1.3

1.6

Natural resources, construction, and maintenance

6.6

6.1

–

–

Production, transportation, and material moving

7.3

6.8

–

–

Full time

2.5

2.4

1.1

0.6

Part time

7.3

5.0

–

–

Union

3.2

3.0

1.9

0.8

Nonunion

3.3

3.2

0.2

1.1

Average wage within the following categories:2

        

    Lowest 25 percent

4.4

4.0

0.5

2.2

        Lowest 10 percent

7.7

6.0

–

–

    Second 25 percent

3.4

3.2

0.9

0.8

    Third 25 percent

3.4

3.4

1.3

0.9

    Highest 25 percent:
         Highest 10 percent

2.8

2.6

–

–

Establishment characteristics

        

Service-providing industries

2.3

2.3

1.1

0.7

    Education and health services

3.3

3.2

–

–

        Educational services

3.9

3.8

1.5

1.4

            Elementary and secondary schools

4.4

4.4

1.5

1.9

            Junior colleges, colleges, and universities

4.2

–

2.5

–

        Healthcare and social assistance

4.5

5.2

–

–

            Hospitals

5.8

6.5

–

–

    Public administration

4.2

3.9

2.1

0.7

1 to 99 workers

8.5

8.6

–

–

    1 to 49 workers

12.4

–

–

–

    50 to 99 workers

11.1

10.9

–

–

100 workers or more

2.3

2.2

1.2

0.8

    100 to 499 workers

5.6

4.9

3.2

2.3

    500 workers or more

2.4

2.5

0.8

0.7

State government

3.1

–

1.6

–

Local government

2.4

2.6

1.1

1.0

Geographic areas

        

New England

21.5

–

–

–

Middle Atlantic

–

3.6

3.5

–

East North Central

4.2

–

–

–

West North Central

11.5

11.1

–

–

South Atlantic

7.5

7.7

–

0.9

West South Central

12.9

13.2

–

–

Mountain

–

12.2

–

–

Pacific

3.3

2.1

–

–

1Employer assumes all risks and expenses of
providing the benefit.


NOTE: Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.

2Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold.  The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee& nbsp;Compensation - March 2013."