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Standard Errors
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Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry | |||||||||||||||||||||||
Characteristics |
With |
Maximum monthly benefit amount1 |
With no |
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10th |
25th |
50th |
75th |
90th |
|||||||||||||||||||
All workers |
1.0 |
$0.00 |
$0.00 |
$211.36 |
$891.29 |
$390.51 |
1.0 |
||||||||||||||||
Worker characteristics |
|||||||||||||||||||||||
Management, professional, and related |
1.2 |
97.40 |
281.60 |
786.25 |
518.95 |
1,808.44 |
1.2 |
||||||||||||||||
Management, business, and financial |
1.5 |
502.81 |
682.85 |
0.00 |
1,797.02 |
260.24 |
1.5 |
||||||||||||||||
Professional and related |
1.4 |
227.35 |
0.00 |
877.08 |
1,908.94 |
0.00 |
1.4 |
||||||||||||||||
Service |
3.2 |
731.50 |
0.00 |
400.82 |
0.00 |
1,805.76 |
3.2 |
||||||||||||||||
Sales and office |
1.3 |
0.00 |
0.00 |
1,037.86 |
313.77 |
0.00 |
1.3 |
||||||||||||||||
Sales and related |
1.6 |
1,116.51 |
0.00 |
697.09 |
1,975.41 |
938.30 |
1.6 |
||||||||||||||||
Office and administrative support |
1.4 |
0.00 |
0.00 |
1,330.04 |
360.99 |
1,520.91 |
1.4 |
||||||||||||||||
Natural resources, construction, and maintenance |
2.7 |
38.90 |
1,042.37 |
774.72 |
0.00 |
1,366.24 |
2.7 |
||||||||||||||||
Installation, maintenance, and repair |
3.2 |
410.77 |
816.01 |
1,294.14 |
0.00 |
2,204.93 |
3.2 |
||||||||||||||||
Production, transportation, and material moving |
2.2 |
– |
599.92 |
735.90 |
0.00 |
234.31 |
2.2 |
||||||||||||||||
Production |
2.8 |
624.82 |
0.00 |
680.88 |
234.31 |
0.00 |
2.8 |
||||||||||||||||
Transportation and material moving |
3.1 |
– |
– |
1,306.90 |
0.00 |
3,534.52 |
3.1 |
||||||||||||||||
Full time |
1.0 |
0.00 |
0.00 |
110.45 |
1,012.24 |
398.25 |
1.0 |
||||||||||||||||
Part time |
4.7 |
568.59 |
0.00 |
821.99 |
1,426.84 |
1,298.58 |
4.7 |
||||||||||||||||
Union |
3.2 |
– |
393.06 |
0.00 |
1,669.01 |
2,116.54 |
3.2 |
||||||||||||||||
Nonunion |
1.0 |
705.62 |
0.00 |
681.40 |
1,457.96 |
921.93 |
1.0 |
||||||||||||||||
Average wage within the following categories:2 |
|||||||||||||||||||||||
Lowest 25 percent |
2.2 |
– |
0.00 |
604.98 |
0.00 |
1,500.30 |
2.2 |
||||||||||||||||
Second 25 percent |
1.5 |
187.45 |
0.00 |
174.89 |
0.00 |
0.00 |
1.5 |
||||||||||||||||
Third 25 percent |
1.4 |
0.00 |
0.00 |
340.44 |
0.00 |
0.00 |
1.4 |
||||||||||||||||
Highest 25 percent |
1.2 |
791.87 |
0.00 |
353.49 |
566.88 |
2,270.52 |
1.2 |
||||||||||||||||
Highest 10 percent |
1.6 |
642.48 |
708.64 |
0.00 |
985.03 |
0.00 |
1.6 |
||||||||||||||||
Establishment characteristics |
|||||||||||||||||||||||
Goods-producing industries |
2.0 |
99.59 |
0.00 |
606.24 |
937.08 |
0.00 |
2.0 |
||||||||||||||||
Construction |
1.6 |
1,482.98 |
0.00 |
1,405.84 |
0.00 |
3,441.83 |
1.6 |
||||||||||||||||
Manufacturing |
2.3 |
25.93 |
0.00 |
935.77 |
1,580.00 |
0.00 |
2.3 |
||||||||||||||||
Service-providing industries |
1.0 |
106.26 |
0.00 |
114.88 |
1,239.11 |
1,362.86 |
1.0 |
||||||||||||||||
Trade, transportation, and utilities |
2.2 |
– |
0.00 |
853.21 |
0.00 |
0.00 |
2.2 |
||||||||||||||||
Wholesale trade |
2.6 |
– |
0.00 |
883.63 |
0.00 |
406.13 |
2.6 |
||||||||||||||||
Retail trade |
2.8 |
797.89 |
0.00 |
1,316.94 |
410.02 |
3,240.08 |
2.8 |
||||||||||||||||
Transportation and warehousing |
4.4 |
– |
– |
1,853.17 |
0.00 |
1,295.18 |
4.4 |
||||||||||||||||
Utilities |
7.7 |
0.00 |
1,395.33 |
2,604.46 |
0.00 |
0.00 |
7.7 |
||||||||||||||||
Information |
3.1 |
0.00 |
220.91 |
1,881.40 |
1,126.41 |
0.00 |
3.1 |
||||||||||||||||
Financial activities |
1.2 |
390.51 |
162.70 |
0.00 |
3,478.64 |
781.02 |
1.2 |
||||||||||||||||
Finance and insurance |
1.3 |
156.20 |
1,088.39 |
948.87 |
431.56 |
5,001.00 |
1.3 |
||||||||||||||||
Credit intermediation and related activities |
1.4 |
0.00 |
748.63 |
0.00 |
290.95 |
781.02 |
1.4 |
||||||||||||||||
Insurance carriers and related activities |
2.6 |
1,459.08 |
1,460.91 |
1,505.90 |
416.11 |
920.52 |
2.6 |
||||||||||||||||
Professional and business services |
3.0 |
1,498.27 |
1,297.54 |
0.00 |
2,717.09 |
3,537.05 |
3.0 |
||||||||||||||||
Professional and technical services |
2.3 |
1,361.76 |
349.28 |
0.00 |
1,922.19 |
5,902.20 |
2.3 |
||||||||||||||||
Education and health services |
1.2 |
763.89 |
0.00 |
1,026.88 |
0.00 |
271.85 |
1.2 |
||||||||||||||||
Educational services |
2.3 |
173.04 |
0.00 |
498.88 |
0.00 |
1,174.14 |
2.3 |
||||||||||||||||
Junior colleges, colleges, and universities |
2.0 |
843.78 |
0.00 |
0.00 |
0.00 |
0.00 |
2.0 |
||||||||||||||||
Healthcare and social assistance |
1.4 |
420.59 |
0.00 |
1,169.54 |
0.00 |
0.00 |
1.4 |
||||||||||||||||
1 to 99 workers |
1.4 |
416.54 |
0.00 |
375.00 |
0.00 |
0.00 |
1.4 |
||||||||||||||||
1 to 49 workers |
1.6 |
156.20 |
0.00 |
946.12 |
0.00 |
0.00 |
1.6 |
||||||||||||||||
50 to 99 workers |
2.2 |
764.38 |
78.10 |
1,509.97 |
110.45 |
0.00 |
2.2 |
||||||||||||||||
100 workers or more |
1.2 |
15.31 |
0.00 |
1,083.89 |
384.61 |
1,477.35 |
1.2 |
||||||||||||||||
100 to 499 workers |
1.4 |
674.87 |
0.00 |
0.00 |
0.00 |
502.05 |
1.4 |
||||||||||||||||
500 workers or more |
2.0 |
384.98 |
0.00 |
0.00 |
1,338.67 |
993.47 |
2.0 |
||||||||||||||||
Geographic areas |
|||||||||||||||||||||||
New England |
1.6 |
347.90 |
0.00 |
0.00 |
1,305.46 |
0.00 |
1.6 |
||||||||||||||||
Middle Atlantic |
3.2 |
506.16 |
0.00 |
584.16 |
1,001.25 |
0.00 |
3.2 |
||||||||||||||||
East North Central |
2.0 |
577.75 |
0.00 |
1,663.27 |
0.00 |
0.00 |
2.0 |
||||||||||||||||
West North Central |
4.3 |
281.40 |
382.62 |
0.00 |
1,181.49 |
3,633.16 |
4.3 |
||||||||||||||||
South Atlantic |
2.6 |
180.32 |
0.00 |
737.96 |
658.10 |
2,062.09 |
2.6 |
||||||||||||||||
West South Central |
1.1 |
– |
0.00 |
2,043.20 |
1,324.29 |
0.00 |
1.1 |
||||||||||||||||
Pacific |
2.2 |
852.41 |
292.23 |
0.00 |
2,796.04 |
1,913.86 |
2.2 |
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