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Employee Benefits Survey
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Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2014

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

68

32

82

18

Worker characteristics

       

Management, professional, and related

69

31

84

16

    Management, business, and financial

71

29

85

15

    Professional and related

68

32

83

17

        Teachers

60

40

79

21

            Primary, secondary, and special education
             school teachers

56

44

77

23

        Registered nurses

65

35

82

18

Service

65

35

79

21

    Protective service

77

23

88

12

Sales and office

68

32

82

18

    Sales and related

74

26

84

16

    Office and administrative support

66

34

81

19

Natural resources, construction, and maintenance

63

37

79

21

    Construction, extraction, farming, fishing, and
     forestry

50

50

74

26

    Installation, maintenance, and repair

71

29

82

18

Production, transportation, and material moving

67

33

82

18

    Production

69

31

83

17

    Transportation and material moving

66

34

82

18

Full time

68

32

82

18

Part time

68

32

82

18

Union

61

39

80

20

Nonunion

68

32

82

18

Average wage within the following categories2:

       

    Lowest 25 percent

72

28

82

18

        Lowest 10 percent

72

28

81

19

    Second 25 percent

66

34

80

20

    Third 25 percent

67

33

82

18

    Highest 25 percent

68

32

83

17

        Highest 10 percent

71

29

85

15

Establishment characteristics

       

Goods-producing industries

67

33

81

19

Service-providing industries

68

32

82

18

    Education and health services

63

37

80

20

        Educational services

60

40

80

20

            Elementary and secondary schools

54

46

77

23

            Junior colleges, colleges, and universities

63

37

83

17

        Health care and social assistance

63

37

81

19

            Hospitals

66

34

80

20

    Public administration

60

40

84

16

1 to 99 workers

66

34

81

19

    1 to 49 workers

65

35

80

20

    50 to 99 workers

68

32

83

17

100 workers or more

69

31

83

17

    100 to 499 workers

71

29

84

16

    500 workers or more

66

34

81

19

Geographic areas

       

Northeast

68

32

87

13

    New England

73

27

89

11

    Middle Atlantic

66

34

86

14

South

71

29

83

17

    South Atlantic

69

31

80

20

    East South Central

77

23

88

12

    West South Central

72

28

85

15

Midwest

64

36

78

22

    East North Central

62

38

79

21

    West North Central

68

32

77

23

West

67

33

81

19

    Mountain

69

31

83

17

    Pacific

66

34

80

20

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.