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to Employee Benefits in the United States
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Insurance benefits: Access, participation, and take-up rates
Table 16. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2014
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(All workers = 100 percent)
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Characteristics
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Life insurance
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Short-term disability
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Long-term disability
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Management, professional, and related
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Primary, secondary, and special education
school teachers
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Office and administrative support
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Natural resources, construction, and maintenance
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Production, transportation, and material moving
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Average wage within the following categories2:
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Establishment characteristics
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Service-providing industries
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Education and health services
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Elementary and secondary schools
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Junior colleges, colleges, and universities
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Health care and social assistance
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1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
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2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.
The categories were formed using percentile estimates generated using ECEC data for March 2014.
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Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.
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United States Department of Labor
