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Employee Benefits Survey
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Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, National Compensation Survey, March 2014

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

51

36

8

4

Worker characteristics

       

Management, professional, and related

53

34

9

4

    Professional and related

51

34

10

5

        Teachers

52

34

11

3

            Primary, secondary, and special education
             school teachers

47

40

Service

51

38

7

5

    Protective service

56

34

Sales and office

46

43

6

5

    Office and administrative support

45

43

7

5

Natural resources, construction, and maintenance

55

37

Production, transportation, and material moving

54

38

Full time

51

37

8

3

Part time

53

27

Union

43

41

13

3

Nonunion

62

31

2

5

Average wage within the following categories2:

       

    Lowest 25 percent

50

40

3

8

        Lowest 10 percent

48

37

    Second 25 percent

57

34

6

3

    Third 25 percent

50

38

8

3

    Highest 25 percent

49

34

14

3

Establishment characteristics

       

Service-providing industries

51

37

8

4

    Education and health services

50

36

9

5

        Educational services

50

36

8

6

            Elementary and secondary schools

43

44

6

7

            Junior colleges, colleges, and universities

72

15

        Health care and social assistance

53

32

            Hospitals

53

41

    Public administration

50

38

9

2

1 to 99 workers

46

51

    1 to 49 workers

55

45

    50 to 99 workers

61

100 workers or more

52

35

9

4

    100 to 499 workers

53

29

13

5

    500 workers or more

52

36

8

4

State government

82

13

Local government

39

48

Geographic areas

       

Northeast

49

26

    New England

77

    Middle Atlantic

50

27

South

65

33

3

    South Atlantic

68

29

3

    West South Central

51

46

Midwest

51

38

    East North Central

50

    West North Central

55

41

West

66

26

5

3

    Mountain

65

    Pacific

76

16

1Employer assumes all risks and expenses of providing the benefit.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.