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Employee Benefits Survey
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Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2014

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

18

82

Worker characteristics

   

Management, professional, and related

19

81

    Professional and related

20

80

        Teachers

23

77

            Primary, secondary, and special education
             school teachers

24

76

Service

18

82

    Protective service

19

81

Sales and office

18

82

    Office and administrative support

19

81

Full time

18

82

Part time

20

80

Union

19

81

Nonunion

17

83

Average wage within the following categories1:

   

    Second 25 percent

16

84

    Third 25 percent

14

86

    Highest 25 percent

22

78

        Highest 10 percent

20

80

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

20

80

        Educational services

21

79

            Elementary and secondary schools

23

77

            Junior colleges, colleges, and universities

16

84

    Public administration

17

83

100 workers or more

18

82

    100 to 499 workers

19

81

    500 workers or more

18

82

State government

19

81

Local government

18

82

Geographic areas

   

Northeast

6

94

    Middle Atlantic

8

92

South

6

94

    South Atlantic

5

95

Midwest

26

74

    East North Central

39

61

West
     Pacific

11

89

1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.