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Employee Benefits Survey
EBS EBS Program Links

Defined benefit retirement plans: Open, soft and hard frozen plans

Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private
industry workers,  National Compensation Survey, March 2014

(All workers participating in defined benefit plans = 100 percent)

Characteristics

Open plans1

Soft freeze2

Hard freeze3

All
participants
still accruing
benefits

Some
participants
still accruing
benefits

All workers

68

21

2

9

Worker characteristics

       

Management, professional, and related

62

26

1

10

    Management, business, and financial

59

27

2

13

    Professional and related

65

26

1

8

Service

86

10

    Protective service

57

27

Sales and office

63

20

2

14

    Sales and related

60

21

4

16

    Office and administrative support

64

20

2

14

Natural resources, construction, and maintenance

81

13

2

4

    Construction, extraction, farming, fishing, and
     forestry

95

3

    Installation, maintenance, and repair

67

22

3

8

Production, transportation, and material moving

71

20

2

7

    Production

63

26

    Transportation and material moving

78

15

1

5

Full time

68

21

2

10

Part time

76

19

Union

84

14

Nonunion

60

25

2

13

Average wage within the following categories4:

       

    Lowest 25 percent

73

18

        Lowest 10 percent

78

18

    Second 25 percent

70

17

2

11

    Third 25 percent

70

19

2

10

    Highest 25 percent

66

24

2

8

        Highest 10 percent

60

29

1

10

Establishment characteristics

       

Goods-producing industries

68

23

2

8

    Construction

97

    Manufacturing

58

29

2

10

Service-providing industries

69

20

2

10

    Trade, transportation, and utilities

72

23

        Wholesale trade

62

29

        Retail trade

70

25

        Transportation and warehousing

79

16

        Utilities

71

29

    Information

38

40

    Financial activities

55

20

3

22

        Finance and insurance

54

20

3

23

            Credit intermediation and related activities

45

24

2

29

            Insurance carriers and related activities

69

17

3

11

        Real estate and rental and leasing

77

    Professional and business services

73

20

        Professional and technical services

74

    Education and health services

77

15

        Educational services

86

            Junior colleges, colleges, and universities

71

        Health care and social assistance

76

15

    Leisure and hospitality

99

        Accommodation and food services

100

    Other services

84

1 to 99 workers

74

13

2

10

    1 to 49 workers

71

13

3

13

    50 to 99 workers

79

14

100 workers or more

67

23

1

9

    100 to 499 workers

66

23

2

9

    500 workers or more

67

23

1

8

Geographic areas

       

Northeast

74

14

2

10

    New England

61

22

1

16

    Middle Atlantic

77

13

3

8

South

66

24

2

8

    South Atlantic

68

22

2

9

    East South Central

63

28

    West South Central

65

26

2

7

Midwest

66

23

    East North Central

70

21

    West North Central

57

29

West

68

21

2

9

    Mountain

67

15

    Pacific

68

23

1Plans open to new participants.

2New employees are not allowed in the plan. Benefit accruals may continue for existing participants.

3Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is
calculated as of the day the plan was frozen.

4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.